#Japan #Tokyo #E-Commerce #YTGATE #Payment Risk

YTGATE's Department Store E-Commerce Payment Risk Report 2025

YTGATE, headquartered in Chuo-ku, Tokyo, has unveiled its "Department Store E-Commerce Payment Risk Report 2025," a comprehensive analysis based on its extensive experience in improving payment approval rates. This report delves into various aspects of payment risks faced by department stores in the e-commerce realm, shedding light on fraudulent practices, case studies, high-risk product categories, and industry-specific payment challenges.

Understanding Payment Approval Rates

The payment approval rate indicates the proportion of successful transactions from attempted purchases. For instance, if out of 100 transactions, 90 are approved and 10 are declined, the approval rate stands at 90%.

In recent times, the trend among credit card companies has leaned toward risk-averse credit assessments, largely due to strengthened authentication processes and chargeback management. As a result, a growing number of legitimate transactions are being unjustly declined. Compounding the issue are significant disparities in approval rates stemming from differences in industry practices, product prices, and the varying assessment criteria of credit card companies. As a result, simply knowing the overall average approval rate isn’t sufficient for formulating effective improvement strategies.

Key Highlights from the Report

This report offers a multifaceted analysis of payment risks in department store e-commerce. It includes:

• - An examination of the main factors affecting payment approval rates.
• - A collection of real-world cases of fraud and their impacts on businesses.
• - An overview of product categories in department store e-commerce that are particularly susceptible to fraud.

By highlighting the unique risk structures and improvement directions pertinent to the department store sector, the report aims to provide actionable insights for e-commerce stakeholders.

The full "Department Store E-Commerce Payment Risk Report" can be downloaded from the following link: Read the Report.

Future Reports

Looking ahead, YTGATE plans to release sector-specific reports, including upcoming themes focused on travel and electronics.

About YTGATE

Founded on October 2, 2023, YTGATE specializes in payment-related consultancy, improvement of payment approval rates, and payment optimization SaaS solutions. They promote the mission of "Optimizing payments to connect the world," by assisting in enhancing approval rates, providing comprehensive solutions for domestic and international credit card merchants in areas such as payment efficiency, security measures, and data visualization. As experts in the payment domain, they strive to build optimized payment infrastructures, facilitating smoother business and daily life both locally and globally.

For further inquiries regarding YTGATE or this report, please visit their official website YTGATE or follow them on social media X.