#Japan #Tokyo #Clea Association #National Pension #Student System

Understanding Japan's Pension System

Japan's pension scheme is often shrouded in misunderstandings, especially concerning the eligibility of different demographics. One of the most prevalent myths is that children can be classified as third category insured due to being dependents. This couldn't be further from the truth.

The Misconception of Third Category Insured Status

The third category insured status is strictly limited to spouses, meaning children do not qualify under this provision. As children reach the age of 20, they transition into adulthood and become subject to the national pension enrollment requirement. This means they must start contributing to their pensions, a reality many young adults fail to grasp up until it’s time to pay.

The Implications of Not Contributing

If young adults do not engage with the pension system, they risk missing out on future financial benefits. Students who find it difficult to pay their contributions have an option known as the ‘Student Payment Special Exception System’. However, failing to apply for this can result in unfinished contributions, which ultimately affects their pension amount when they retire. Thus, understanding these systems is crucial for students and their families.

Seminar Details: Enhancing Awareness

To raise awareness about these crucial aspects of the pension system, a seminar is being organized.
Date: September 24, 2025
Time: 12:00 PM to 1:00 PM
Organizer: Clea Human Resource Development Association
Location: Headquarters, Kioicho, Chiyoda, Tokyo

In this seminar, attendees will engage with several critical topics, including:

• - Why children cannot become third category insured
• - The differences between health insurance dependents and pension rules
• - The obligation to join the national pension scheme at age 20
• - How students can utilize the Student Payment Special Exception System
• - Consequences of failing to make pension contributions

Meet the Expert: Jun Ono

Leading the seminar will be Jun Ono, a certified social insurance labor consultant with extensive experience. With over 400 lectures conducted in educational and corporate settings, Mr. Ono emphasizes the practical application of legal principles in the workplace. His expertise also includes oversight and teaching of the employment clean planner qualification program.

About Clea Human Resource Development Association

Founded in 2023 as a subsidiary of SA Co., the Clea Human Resource Development Association is dedicated to providing qualifications and training in employment, labor, and harassment prevention. The organization focuses on the 'Employment Clean Business' initiative, which aims to safeguard both workers and their families by offering education that directly relates to practical implementations. Currently, over 650 individuals have gained the 'Employment Clean Planner' qualification, actively participating in enterprises, local governments, and educational environments.

For more information, visit our official site: Clea Association.