#USA #Sussex #capital allocation #Flagstar Bank #Quad/Graphics

Quad Welcomes Flagstar Bank to Enhance Financial Flexibility

On August 21, 2025, Quad/Graphics, Inc. (Ticker: NYSE: QUAD) made an important announcement: the inclusion of Flagstar Bank into its elite group of lenders. This strategic partnership not only marks a significant milestone for Quad but also reinforces its financial framework, allowing for a more robust capital allocation strategy.

A New Chapter in Financial Partnerships

As Quad ventures into a new chapter of growth and innovation, the addition of Flagstar Bank, known as one of the nation’s largest regional lenders, comes at a crucial time. With this partnership, Quad has successfully increased the outstanding principal of its Term Loan A by $20 million, bringing the total to $371 million. Furthermore, its revolving credit availability has risen by $15 million, now totaling $340 million. This increase in financial capability is indicative of Quad's commitment to scaling its operations and enhancing its market position.

Tony Staniak, Chief Financial Officer of Quad, expressed enthusiasm about this new collaboration, noting, "We are pleased to welcome Flagstar Bank to our syndicate of premier lenders, which provides us with additional scale and financial flexibility." He emphasized that this development aligns with Quad's focus on strengthening its financial foundation to seize a variety of growth opportunities while maximizing long-term value for its shareholders.

Driving Growth through Relationship Building

Rich Raffetto, Senior Executive Vice President at Flagstar Bank, highlighted several factors that contributed to the bank's decision to partner with Quad. He stated, "Quad's storied history, leading market position, and strong management team are prime factors which drove Flagstar to facilitate this new banking partnership." It is evident that as Flagstar looks to expand its footprint in commercial and corporate banking, this alliance with Quad fits seamlessly into its strategic approach.

Industry Impact and Future Prospects

The implications of this partnership extend beyond mere numbers. By boosting its financial strength, Quad sets itself up to better handle the complexities of today’s marketing landscape. The company is well-known for its marketing experience (MX) solutions, which focus on making direct connections between brands and consumers. With the backing of a more formidable financial structure, Quad plans to invest in innovative solutions that enhance customer engagement and improve overall marketing effectiveness.

Quad operates with a strong commitment to delivering value through its comprehensive MX Solutions Suite, integrating creative production and media strategies across diverse channels. The backing from Flagstar Bank is expected to bolster these efforts, driving forward-thinking marketing initiatives aimed at creating sustainable competitive advantages in a rapidly evolving market.

The Road Ahead

This partnership comes at a time when the marketing industry is witnessing rapid transformations. As companies navigate the complexities introduced by new technologies, including artificial intelligence and digital media, Quad's enhanced financial flexibility will enable it to adapt and grow. The firm’s history of pivoting successfully through industry changes positions it favorably for future growth.

In conclusion, Quad’s relationship with Flagstar Bank marks a significant step in its journey towards becoming a leader in the marketing experience domain. Both companies stand to gain not only from the immediate financial enhancements but also from the long-term strategic advantages of this partnership. As they embark on this new era together, stakeholders can look forward to exciting developments from Quad, supported by one of the industry's most prominent financial institutions.