NEC Group Launches New Asset Management Service for Employees with THEO

NEC Group's New Initiative: THEO+ Shines

On March 2, 2026, NEC Corporation's subsidiary, Painter, in collaboration with Money Design, officially launched "THEO+ Shines," a groundbreaking asset management service tailored for employees. This service utilizes the robo-advisor THEO, a product from Money Design, signifying a notable advancement in corporate financial support.

About Painter

Established in 2023 as a financial services arm of the NEC Group, Painter is dedicated to providing financial education and advisory services tailored to workplaces through its offering called "Shines." Over the years, Painter has successfully assisted numerous employees within and outside the NEC Group in building their wealth via its financial education content, including videos and columns, and through personalized money planning sessions with professional advisors.

Industry Context

The introduction of THEO+ Shines comes at a time when the Japanese government is pushing for a comprehensive "Asset Management Nation Plan", emphasizing the importance of financial well-being in corporate human capital management. In this context, NEC invested in Money Design in October 2025, strengthening its partnership with both Painter and Money Design. This strategic collaboration aims to augment Painter's service offerings, integrating Money Design’s robo-advisor to facilitate easier and more effective asset management for employees, thus enhancing corporate financial services.

Features of THEO+ Shines

THEO+ Shines not only provides a new avenue for users of Shines to engage in asset formation but also marks Money Design's first foray into workplace-targeted services. This innovation is expected to broaden access to various employee demographics. Future enhancements are planned to optimize the service for corporate-specific programs, integrating asset formation support mechanisms aligned with distinct employee benefits systems.

1. Comprehensive Diversification

THEO+ Shines invests in approximately 30 types of ETFs (Exchange-Traded Funds), ensuring diversification across over 20,000 securities in about 70 countries and regions worldwide. This approach significantly mitigates investment risks through thorough diversification.

2. Customized Portfolios

The service classifies around 30 ETFs into three objective-driven portfolios, allowing for individual-specific customization. Tailored portfolios consider factors such as age and financial assets to propose the most suitable investment strategies for each employee.

3. Automatic Asset Allocation Adjustment

As individuals age, the length of their investment horizon decreases, and their risk tolerance typically declines. THEO+ Shines automatically adjusts portfolio allocations by reducing the proportion of riskier equities, ensuring that investments remain aligned with the user’s risk profile over time.

Through this collaboration, Painter, Money Design, and NEC intend to accelerate the fusion of digital technology with financial services, contributing to the financial well-being of employees and society at large. The goal is to roll out THEO+ Shines to a wider range of organizations, reinforcing the asset formation capabilities available to employees across various sectors.

This new initiative stands as a clear example of how companies can innovate within the financial education space to empower their workforce and invest in their future.