#United States #Aflac #Columbus #Health Coverage #Accident Insurance

Aflac Launches New Accident Insurance Policy

Aflac Incorporated, a prominent provider of supplemental health insurance in the U.S., recently introduced an innovative accident insurance policy designed to help individuals navigate the financial aftermath of unexpected accidents. This new insurance product is intended to ease the financial burden associated with medical treatments, providing peace of mind to its policyholders and their families.

Accidents can occur anytime, impacting anyone, which is why Aflac's new offering is especially pertinent. The insurance plan provides cash benefits after a covered accident, including access to various health services such as ambulatory care, urgent care, physical therapy, and mental health therapy, among others. Notably, the policy is available across 32 states, catering to a diverse group of consumers at various stages of life.

One of the standout aspects of the policy is the nearly doubled coverage for follow-up treatments. This upgrade emphasizes Aflac's commitment to mental health by incorporating benefits specifically for mental health care after an accident. This focus on holistic recovery reflects a growing recognition of the need for comprehensive healthcare solutions that consider both physical and psychological healing.

Furthermore, the 2025 Aflac WorkForces Report highlights a critical issue in the U.S. workforce: 51% of employees would struggle to pay an unexpected $1,000 medical bill. With nearly 22% indicating they couldn't even cover a $500 expense, the financial strain of accidents can be overwhelming. Aflac's new insurance product aims to mitigate these challenges, ensuring individuals and their families are better prepared for the costs that health insurance often overlooks following accidents.

Aflac Senior Vice President and Chief Actuary Tom Morey emphasized the aim behind the new accident policy: "Accidents happen, and when they do, Aflac can assist in easing the financial pain by helping to mitigate the costs associated with unanticipated medical bills and more. We want policyholders to make a full recovery, which means providing innovative benefits to help them deal with the physical, mental, and emotional challenges they may face following an accident."

Key Benefits of Aflac's Accident Insurance

Aflac's latest accident insurance comes with a variety of important features, including:

• - Increased benefits for medical care: In recognition that out-of-pocket medical expenses can escalate with the severity of an accident, the new plan significantly increases the benefits related to these treatments.
• - Innovative built-in benefits: Policyholders can enjoy enhanced benefit levels for hospital and ICU confinement that increase each year they maintain the policy, providing added value for continued investment.
• - Enhanced support for common injuries: Improved benefits cover a range of typical accident-related outcomes, like fractures, lacerations, burns, and even emergency dental work, ensuring comprehensive financial support in various scenarios.
• - Special provisions for first responders: The policy includes a rider offering an additional $10,000 benefit if an injury occurs while they are performing their duties, acknowledging the risks these professionals face.

Morey eloquently summarized the intent behind these enhancements: "The scale of potential accidents can turn life upside down... We want our policyholders to have the financial peace of mind to focus on their recovery, not financial stress."

If you've experienced a qualifying accident, Aflac aims to simplify the process of accessing a menu of cash benefits tailored to your needs at critical moments.

For further details about Aflac’s new Accident Insurance, visit Aflac.com/AccidentInsurance. With its long-standing reputation as the top provider of supplemental health insurance, Aflac remains committed to supporting its policyholders during their most challenging times.

Whether you're navigating immediate medical expenses or considering long-term recovery options, Aflac's coverage could offer the financial relief necessary to aid both physical and emotional recovery after an accident.

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About Aflac Incorporated: Aflac Incorporated (NYSE: AFL) has served millions of customers for nearly seven decades, offering enhanced financial protection and peace of mind through its subsidiaries in the U.S. and Japan. Recognized for its ethical standards and innovative insurance solutions, Aflac is the largest provider of supplemental health insurance in the United States, providing indispensable support to policyholders in times of need.