Secured Finance Implements On-Chain Fundraising Using Tokenized RWA Collateral through DigiFT Partnership

Secured Finance Partners with DigiFT for Tokenized RWA Fundraising

On February 5, 2026, in Zug, Switzerland, and Singapore, Secured Finance AG, a company dedicated to developing decentralized finance (DeFi) fixed-rate lending protocols, announced a significant partnership with DigiFT, a next-generation platform specializing in tokenized real-world assets (RWA). This collaboration aims to integrate tokenized RWA into the Secured Finance DeFi protocol, facilitating on-chain fundraising through stablecoins like JPYC and USDC.

Overview of the Partnership

The partnership allows the use of UBS Asset Management's tokenized Money Market Fund (MMF) named 'uMINT' as collateral on Secured Finance, revolutionizing access to liquidity in the decentralized financial ecosystem. Here are three key points from the collaboration:

1. Integration of Tokenized MMF Collateral: Borrowers can now pledge uMINT as collateral, making it possible to borrow stablecoins seamlessly.

2. Utilization of Tokenized Assets: Beyond mere ownership and trading, tokenized assets can now serve as collateral for fundraising in real applications within the DeFi space.

3. Scalable Design: The utility of the on-chain financial infrastructure is enhanced by the potential for expanding the types of assets, currencies, and use cases.

The Shift in Tokenized Securities

Tokenized assets have transitioned from a phase of simple issuance and holding to becoming functional components of market infrastructure. Recently, on January 19, 2026, Intercontinental Exchange (ICE), which owns the New York Stock Exchange (NYSE), announced a new platform for trading tokenized securities and on-chain settlements, sparking interest around 24-hour trading and instant settlements.

Secured Finance AG believes expanding the utility of tokenized assets beyond trading to include financing and collateral use is vital for the real-world adoption of on-chain finance.

Practical Applications and User Requirements

Users who meet DigiFT’s criteria will be able to use their holdings of uMINT to secure loans from Secured Finance. Here’s how the implementation looks:

- Collateral: Users can utilize the tokenized MMF 'uMINT' from UBS Asset Management.
- Loan Options: The initial currencies available for borrowing include JPYC or USDC, subject to adjustments based on launch specifics.
- User Eligibility: Users baseline eligibility depends on DigiFT’s asset and protocol requirements, which may include whitelisting, investor classifications, and residency guidelines.
- Operational Design: Effective asset management will account for any transfer restrictions and eligibility requirements associated with tokenized RWA, ensuring controlled access and risk management.