#Japan #Setagaya #Bike-O #motorcycle loan #used bikes

Bike-O Launches Innovative Auto Loan for Used Motorcycles

Bike-O & Company, led by CEO Atsushi Sawa and headquartered in Setagaya, Tokyo, has unveiled an exciting new auto loan plan perfect for those looking to purchase used motorcycles. Starting from January 19, 2026, the plan, known as the Residual Value Auto Loan, is designed to make financing more affordable and accessible. This initiative reflects Bike-O's mission to be a lifelong partner in biking.

Service Overview

The Residual Value Auto Loan targets specific popular used motorcycles with engine sizes of 126cc or above. This loan option allows customers to significantly reduce their monthly payments compared to traditional auto loans. It operates by deducting the guaranteed buy-back value of the motorcycle at the end of the loan period from the total purchase price, thereby lowering the monthly repayment amounts.

Moreover, customers have the flexibility to either sell the motorcycle at the guaranteed buy-back price upon contract completion or continue enjoying their ride. This plan is tailored to accommodate diverse lifestyles, providing various options to suit individual preferences.

Background of Implementation

The used motorcycle market has been bustling with activity in recent years, as riders explore various options to enhance their biking experiences. However, concerns over maintenance costs and the vehicle's future value often deter potential buyers. With more than 100,000 motorcycles handled annually, Bike-O leverages its expertise to create the Residual Value Auto Loan, making it easier for customers to embark on their motorcycle journeys with confidence. This endeavor aims to invigorate the entire industry.

Post-Contract Options

At the end of the contract period, riders have several choices to consider:

1. Continue Riding: If riders wish to keep their motorcycle, they can choose to either make a lump-sum payment or finance it at a low interest rate of 4.9%. Ownership is granted after completely paying off the loan.

2. Sell the Motorcycle: If conditions are satisfied at the end of the contract, riders can sell their motorcycle back to Bike-O at the guaranteed buy-back price, leaving them with a balance of zero.

3. Upgrade to a New Motorcycle: For those looking to switch to a new ride, they can opt for another residual value plan at the end of their contract which allows for lower monthly payments as they pursue a new motorcycle adventure.

Specifics of the Residual Value Auto Loan

• - Interest Rate: 4.9% annually, maintaining the same rate for continued use after contract expiration.
• - Maximum Residual Value Rate: Up to 50% of the motorcycle's price, varying based on model and contract duration.
• - Contract Duration: Options available for a period of 2, 3, 4, or 5 years.

Upon contract completion, clients can choose from three paths: either complete payment and retain the motorcycle, sell it back to Bike-O, or upgrade to a new model under another residual value plan.

Eligibility Criteria

• - Applicable exclusively for certain motorcycle models over 126cc.
• - Must purchase a motorcycle priced at 300,000 yen or above.
• - Registration as a Bike-O member (free of charge) is mandatory.

By implementing the Residual Value Auto Loan, Bike-O continues to chase its vision of being a lifelong partner for biking enthusiasts while promoting thrilling and accessible motorcycle experiences. Together with riders, the company aims to redefine the biking culture, breaking free from conventional norms.

For further information, visit the special page: Residual Value Auto Loan Details