SB Payment Services and Net Protections Team Up for Payment Solutions
In an exciting development for e-commerce, SB Payment Services (SBPS) and Net Protections have officially signed a comprehensive contract to integrate SBPS's online payment service with Net Protections' after-payment service, known as "atone." This collaboration is expected to provide a seamless payment experience for users and enable merchants to easily adopt the atone service.
The Importance of the Collaboration
With the rapid expansion of the e-commerce market, the demand for buy now, pay later (BNPL) solutions is steadily increasing, especially among consumers who do not own credit cards or wish to avoid the hassle of entering credit card information. Starting from June 2026, SBPS will begin accepting applications for the atone service, making it easier for merchants to reach out to new customer segments and boost sales.
E-commerce businesses affiliated with SBPS will now have access to over 40 different payment methods, including atone, allowing consumers to defer payment until they receive their products. This flexibility enhances convenience for users and helps to minimize cart abandonment issues.
Benefits for Merchants
Simplified Integration and Management
One of the significant advantages of this partnership for merchants is the substantial reduction in administrative burdens. Merchants can introduce atone without undergoing complex contract procedures or systems development. Instead, they can manage sales and settlements seamlessly through SBPS, improving overall operational efficiency.
Increased Conversion Rates and Reduced Cart Abandonment
The atone service allows users to make immediate payments using just a mobile number and email address, without needing to register as members. This simplified process minimizes cart abandonment, thereby maximizing sales potential. Furthermore, Net Protections guarantees a 100% recovery rate for unpaid amounts, thus reducing the financial risk for merchants.
Benefits for Consumers
Convenient Payment Options
For consumers who do not possess credit cards, atone offers an appealing payment method that allows access to various digital goods and streaming services. Payments can be settled at convenience stores the following month, simplifying financial management for users. Moreover, for every 200 yen spent, customers earn one NP point, convertible into cash for future purchases, enhancing the overall shopping experience.
About SB Payment Services
SB Payment Services, based in Tokyo, is one of Japan's leading payment processing companies. It provides a wide variety of payment solutions, including credit card payments, carrier payments, and QR code payments. As a member of the SoftBank Group, SBPS leverages its advanced payment systems and AI-driven fraud detection services to build a secure transaction environment. For more details, visit
SB Payment Services.
About atone
Offered by Net Protections, atone is an after-payment service applicable to online and offline retail. Users can purchase items without pre-registering bank account or credit card details, paying only after delivery. For merchants, atone helps to reduce potential losses from cart abandonment while integrating a points program that can foster new customer acquisition and higher repeat purchase rates. Learn more about atone
here.
Note: Transactions are subject to Net Protections’ specified approval process.
Company Overview
SB Payment Services
- - President: Tomonobu Horita, Representative Director and CISO
- - Founded: October 2004
- - Location: Tokyo Port City Takeshiba Office Tower, 1-7-1 Kaigan, Minato-ku, Tokyo
- - Capital: 6.075 billion yen
- - Website: SBPS
Net Protections, Inc.
- - President: Shin Shibata, Representative Director
- - Founded: January 2000
- - Location: Sumitomo Realty & Development Kojimachi First Building, 4-2-6 Kojimachi, Chiyoda-ku, Tokyo
- - Capital: 100 million yen
- - Website: Net Protections