#Japan #Tokyo #RLUSD #SBI VC Trade #Ripple Labs

SBI Launches Japan's First Stablecoin RLUSD

On June 24, 2026, SBI Holdings, through its subsidiary SBI VC Trade, will officially start offering RLUSD, the first Japanese digital settlement method to support dollar-pegged stablecoins. This innovative stablecoin aims to streamline cryptocurrency transactions while ensuring zero fees for deposits and withdrawals, marking a significant milestone in Japan's fintech landscape.

SBI Holdings, headquartered in the Minato ward of Tokyo, has collaborated with Ripple Labs Inc., a leading enterprise blockchain and cryptocurrency solutions provider based in San Francisco. This partnership has enhanced the financial infrastructure necessary for digital asset transactions across the Asia-Pacific region since their inception in 2016.

Characteristics of RLUSD

RLUSD is a highly reliable stablecoin compliant with regulations, providing confidence and safety for users engaging in digital finance. Issued by Standard Custody & Trust Company, LLC (SCTC), a New York-based trust company, RLUSD is backed by high-quality reserve assets including U.S. dollar deposits and U.S. short-term treasury securities. Monthly analytics by third-party accounting firms ensure that RLUSD's reserves are properly maintained. By separating customer assets from operational funds in the trust company's accounts, RLUSD instills further confidence among users.

With RLUSD's introduction, customers will have two options for dollar-pegged stablecoins via SBI VC Trade, further expanding their choices in financial transactions. The RLUSD stablecoin provides transparent access to compliant financial technologies and bridges the gap between traditional finance and digital assets.

A Step Forward in Financial Services

Comments from both SBI and Ripple leadership reveal a commitment to advancing financial innovation in Japan. Tomohiko Kondo, President of SBI VC Trade, expressed his enthusiasm for the RLUSD launch, emphasizing its role in shaping the future of on-chain finance. He noted that this offering is a significant milestone in their partnership with Ripple, aimed at exploring enticing new applications and services revolving around RLUSD.

Jack McDonald, the Senior Vice President of Ripple's stablecoin division, highlighted Japan's leadership in digital asset adoption due to its clear regulations and innovative financial landscape. He remarked that RLUSD will serve as an essential tool for enhancing access to secure, transparent digital transactions for Japanese institutions and consumers. The joint initiative with SBI is expected to promote the broader adoption of regulated stablecoins across Asia.

RLUSD Trading Overview

From the launch date, RLUSD will operate under specific trading metrics:

• - Trading Unit: 0.01 RLUSD
• - Minimum Order Quantity: 1 RLUSD
• - Maximum Order Quantity: Equivalent to 1 million Japanese yen
• - Price Precision: 0.001 RLUSD

Regarding deposits, RLUSD can be managed 24/7 with no associated fees. Users can withdraw RLUSD under similar conditions; however, the maximum withdrawal at any one time stands at 1 million yen.

Key Precautions

While the innovative RLUSD provides compelling advantages, users must remain aware of the risks associated with cryptocurrency and digital settlement methods. These digital assets lack guarantees from governments, leading to potential value fluctuations. Additionally, users are urged to familiarize themselves with service agreements and transaction guidelines to ensure they fully understand the complexities of engaging with RLUSD.

Though SBI VC Trade has established itself as a reputable player in the cryptocurrency exchange market, users need to exercise caution in managing their assets, especially considering the volatile nature of digital currencies.

Overall, the introduction of RLUSD by SBI VC Trade, backed by Ripple, represents a substantial step forward for digital finance in Japan, and signals a broader movement toward enhanced financial technology adoption in the Asia-Pacific region.