#USA #Nature's Miracle #Toledo #Zak Properties

Nature's Miracle Holding Inc. Secures $5 Million Loan

In a significant move to bolster its financial position, Nature's Miracle Holding Inc. (traded as OTCQB: NMHI) has secured a $5 million loan with an institutional lender. This funding is specifically backed by the company’s commercial office property located in Toledo, Ohio, which is managed through its subsidiary, Zak Properties LLC.

The terms of the loan are noteworthy; it carries an interest rate of 8.5% and has a duration of two years, with an additional option for a one-year extension. The significant amount raised is poised to assist not only in clearing current debts but also in financing improvements to the Toledo office property, a historic landmark that spans 258,721 square feet at 405 Madison Avenue. Originally occupied by PNC Bank, this building has an appraised replacement value of $93 million.

Nature's Miracle made strides in solidifying its balance sheet during the third quarter of 2025 by acquiring Zak Properties LLC from a company controlled by its Chairman and CEO, James Li. This acquisition required the issuance of $14 million in convertible preferred shares along with a $3 million note. Toledo, recognized as a key manufacturing and financial hub in northwest Ohio, hosts the headquarters of numerous Fortune 500 companies, including Electric AutoLite and Owens Corning. This strategic location not only highlights the company’s potential but also positions it well within the financial landscape of the region.

James Li expressed optimism about the loan, stating that it underscores the inherent value of the property and will significantly benefit the planned Real World Assets Token Program (RWA) aimed at further investing in the real estate portfolio. The RWA initiative could provide a more inclusive investment opportunity for a broader base of investors.

In addition to its financial maneuvers, Nature's Miracle is keen on attracting manufacturers from Asia to enhance local industrial development. This ambition aligns with the company's overall strategy as it continues to grow and innovate in the agriculture technology sector.

Nature's Miracle operates predominantly in the Controlled Environment Agriculture (CEA) industry, emphasizing vertical farming solutions that cater to consumers' rising demand for fresh, local produce. Through its subsidiaries, Visiontech Group, Inc. and Hydroman, Inc., Nature's Miracle provides a wide array of hardware and hydroponic products to numerous indoor growers across North America. The company has also set its sights on establishing large-scale commercial greenhouses in both the U.S. and Canada to meet the increasing demand for sustainable agriculture practices.

Reflecting on the future, the company aims to innovate further in its offerings. This includes exploring new opportunities while building a robust pipeline of projects to enhance operational efficiency. Investors and stakeholders are assured that the management is committed to transparency, with forward-looking statements highlighting the company’s strategies, expected growth, and future operational plans.

Overall, Nature's Miracle's recent financial decisions and strategic positioning illustrate a proactive approach toward solidifying its footing in the agriculture technology market. With the backing of significant financial resources, improved operational capabilities, and ambitious growth strategies, the company is well-prepared to navigate the dynamic landscape of the agricultural sector while meeting the evolving needs of consumers and investors alike.