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Understanding Couples' Allowance Systems in Japan

Fukoku Life, a life insurance company serving individuals and families, has conducted a nationwide survey on couples’ allowances through its platform, 47Life. This media outlet focuses on financial information that caters to various life events such as job changes, marriage, and retirement. As part of its ongoing efforts to provide relevant insights, 47Life recently surveyed 100 men and women aged 20 to 50 across all 47 prefectures in Japan to understand how couples manage their allowances.

Survey Overview

The survey aimed to investigate the adoption of allowance systems among couples, specifically asking:

• - Do you implement an allowance system between you and your partner?
• - If yes, what is the amount of your monthly allowance?

The results have sparked much interest as they reveal not only the average allowance amounts by prefecture but also the percentage of couples adopting such systems.

Average Monthly Allowance Rankings by Prefecture

The survey uncovered intriguing results regarding average monthly allowances among couples across Japan. Here are the top five prefectures:
1. Fukuoka: ¥46,212
2. Tokyo: ¥38,148
3. Osaka: ¥33,364
4. Kanagawa: ¥32,736
5. Kumamoto: ¥32,604

On the other end of the spectrum, Akita had the lowest average allowance recorded at ¥20,833. The national average stood at ¥28,054, showing a marked increase of approximately ¥7,000 compared to a similar survey conducted in 2023 which reported an average of ¥20,715.

Allocation of Allowance Systems

When it comes to the adoption of allowance systems, the results revealed the following breakdown:

• - Only 27% of respondents indicated that the husband exclusively receives an allowance.
• - Just 5% reported the wife solely receiving an allowance.
• - In 15% of the cases, both partners shared the allowance system, while a significant 48% did not adopt any such scheme.
• - An additional 5% either didn't know or chose not to respond.

This suggests that almost half of the surveyed couples do not utilize an allowance system, highlighting varying financial management styles.

Monthly Allowance Summary

Regarding specific amounts, the data demonstrated the following distribution:

• - Less than ¥10,000: 9%
• - ¥10,000 to ¥20,000: 25%
• - ¥20,000 to ¥30,000: 29%
• - ¥30,000 to ¥40,000: 19%
• - ¥40,000 to ¥50,000: 8%
• - ¥50,000 to ¥100,000: 5%
• - Over ¥100,000: 1%
• - No response: 4%

The mode of allowance was found to be between ¥20,000 and ¥30,000, which indicates many couples are comfortable within this financial range.

Conclusion: Moving Forward

The insights garnered from this survey serve as a valuable resource for understanding couples' financial dynamics across Japan. Fukoku Life intends to keep sharing content that resonates with the public's financial questions and daily lives. This survey isn't just a collection of statistics; it's a reflection of how couples navigate their financial responsibilities together.

For those curious about the full article and more details on the survey, visit 47Life.

About 47Life

47Life, powered by Fukoku Life, aims to be a go-to platform for informative articles about managing finances related to life's significant events. The name encompasses Japan's 47 prefectures while emphasizing a focus on everyday living.

About Fukoku Life

Celebrating 100 years of history, Fukoku Life prides itself on fostering mutual assistance through insurance. Committed to viewing service delivery from the customer's perspective, it continues to innovate and ensure customer peace of mind.