#Japan #Niigata #Sustainable Lab #TERRAST #Niiigata S-Score

Supporting Sustainable Practices with TERRAST for Management

Introduction
Sustainable Lab Inc., based in Chiyoda, Tokyo, has taken a significant step in fostering sustainable management among small and medium enterprises in Japan. The company has launched its data management system, TERRAST for Management, as part of the Sustainable Diagnosis Guarantee (S-Score) initiative introduced by the Niigata Prefectural Credit Guarantee Association. This initiative aims to support the financial needs of businesses striving for sustainable development by providing them with tools for effective management of their Environmental, Social, and Governance (ESG) data.

Background of the Initiative

In recent years, the need for financial institutions to evaluate not only financial data but also non-financial information related to ESG has gained prominence. The S-Score program is designed specifically for small and medium enterprises committed to sustainable practices, offering credit guarantees that enhance their access to funding.

Key Features of the S-Score Program

The S-Score features include:

• - Guarantee Limit: Ranges from 1 million to 20 million yen
• - Eligible Funding: Business funds
• - Guarantee Duration: Up to 5 years for lump-sum repayment; 10 years for installments
• - Credit Guarantee Fee Rate: Ranges from 0.45% to 1.90% annually

This program not only offers financial support but also integrates the TERRAST for Management system to enable beneficiaries to visualize their ESG circumstances and improve their sustainability management.

The Role of TERRAST for Management

TERRAST for Management serves as a vital tool for collecting, managing, and analyzing non-financial data, especially for small to medium enterprises focused on sustainability. The system offers:

• - Collection and entry of ESG-related non-financial data
• - Scoring based on standardized indicators
• - Provision of quantifiable evaluation materials for guarantees
• - Automatic generation of both simple and detailed reports
• - Support for organizations' feedback and assessments during the guarantee review process

The use of TERRAST for Management transforms sustainability assessment from a qualitative approach to a more objective, data-driven visualization. Reports generated by the system can be referenced by the Niigata Prefectural Credit Guarantee Association for providing counsel to businesses.

Importance and Future Outlook

1. Promotion of Management Improvement through Scoring
- The reports help businesses visualize their strengths and challenges, thereby fostering concrete improvements in sustainability management.
2. Enhanced Dialogue through Visualization of Non-Financial Data
- By organizing non-financial data, constructive dialogues with financial institutions can be encouraged.
3. Advancement of Regional Finance and Sustainability
- Promoting sustainable finance through the guarantee association ultimately enhances the sustainability of the regional economy.

Moving forward, Sustainable Lab aims to collaborate with financial institutions, local governments, and guarantee agencies to continually enhance the sustainable management practices of small and medium enterprises through the use of non-financial data and expedite the implementation of sustainable finance solutions in society.

Contact for Media Inquiries

For interviews or further inquiries, please reach out through the following contact page: Contact Us.

About the TERRAST Series

1. TERRAST - A non-financial data bank for enterprises and investors.
2. TERRAST for Management - Specializing in the collection and management of ESG data from lending businesses.
3. TERRAST powered by Uniqus - A solution for regulatory compliance and data disclosure improvements.

Sustainable Lab Inc. is committed to combining data science with sustainability and finance to support businesses of all sizes in their pursuit of sustainable management.