#United States #Simmons Bank #Little Rock #Round-Up Program #Financial Saving

Simmons Bank's Round-Up Program: Simplifying Savings

Simmons Bank has launched its Round-Up program, a groundbreaking automatic savings initiative that has helped over 25,000 customers save more than $5.9 million in 2025 alone. This program comes as many households aim to enhance their financial habits, particularly during America Saves Week, and showcases how small, consistent actions can accumulate into significant savings over time.

How It Works

The Round-Up feature automatically rounds up debit card purchases to the nearest dollar. The difference is then transferred to a savings account chosen by the customer. This effortless approach enables individuals to accumulate savings for emergencies or future financial goals without altering their spending habits. Such simple, automated strategies can make a substantial difference, especially for those who may find traditional saving methods challenging.

According to a survey conducted by the Federal Reserve on household economics, approximately one-third of Americans lack emergency savings, while only 41-43% have enough to cover an unexpected expense of $1,000. The introduction of the Round-Up program addresses these concerns by providing a convenient way to put aside money without requiring additional effort from customers.

Joshua Jensen, the Chief Deposit Officer at Simmons Bank, emphasized, “The Simmons Bank Round-Up savings program removes the friction from saving by automating the process. By rounding up debit card purchases and directing the difference into savings, customers can steadily build funds for unexpected expenses or long-term financial goals without changing their routine.”

A Solution for Financial Security

Originally established in 2014, the Round-Up program aims to simplify the saving process, reducing the effort required for customers to save money. The program encourages users to take small, manageable steps toward achieving financial stability, thus creating a lasting impact. Simmons Bank has been at the forefront of promoting these small actions as part of a broader initiative to foster improved financial discipline across the nation.

As America Saves Week inspires individuals to think more strategically about their savings, Simmons Bank encourages customers to consider enrolling in the Round-Up program. The impact of small savings can lead to greater financial security and peace of mind for families across the country.

For those interested in learning more about Simmons Bank and the Round-Up program, additional information is available on their official website: simmonsbank.com.

About Simmons Bank

Simmons Bank is a wholly-owned subsidiary of Simmons First National Corporation (NASDAQ: SFNC), a financial holding company based in the Mid-South region. For over a century, Simmons Bank has provided comprehensive financial solutions to its customers, managing more than 220 branches across Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas.

Recognized for its client-centric approach, Simmons Bank has received accolades such as being named one of America's Best Regional Banks and Credit Unions by Newsweek in 2026. In 2025, it was also recognized as one of the greatest workplaces in Arkansas and among the top regional banks by various reputable organizations. For the latest updates, you can follow @Simmons_Bank on social media or check their newsroom.