#Japan #Tokyo #Daiwa Zaitaku #Shikoku Bank #Sustainability Loan

Daiwa Zaitaku Implements Sustainability-Linked Loan

Daiwa Zaitaku Co., Ltd., known for its asset value co-creation initiatives in the real estate and construction sector, has announced the implementation of a Sustainability-Linked Loan (SLL) on October 31, 2025. This loan, provided by Shikoku Bank, aims to support sustainable financial practices aligned with various environmental goals.

What is a Sustainability-Linked Loan?

The SLL is a flexible financial tool designed to boost sustainability efforts within companies. Unlike traditional loans, it does not restrict the use of funds, allowing corporations to leverage the loan for various operational needs. Instead, the terms of the loan, including interest rates, are tied to the achievement of specific Sustainability Performance Targets (SPTs). This innovative financial instrument promotes adherence to sustainability benchmarks, encouraging companies to adopt more eco-friendly practices.

Key Features of the Loan

Daiwa Zaitaku has set a key performance indicator (KPI) linked to the loan, specifically focusing on the ratio of energy-efficient houses built to Net Zero Energy House (ZEH) standards in its completed residential buildings. Achieving this KPI will trigger incentives such as interest rate reductions, further motivating the company to enhance its sustainability commitment.

The loan entails a financing amount of 1.5 billion yen intended for long-term operational funds. Additionally, Daiwa Zaitaku's growth target is set with an ambitious annual average growth rate of 171% from FY2026 to FY2028 for its KPIs.

The Impacts of ZEH

A Net Zero Energy House (ZEH) is defined as a residence that achieves a net-zero energy consumption level over the course of a year, thus significantly reducing its carbon footprint. By establishing ZEH as a core objective within its business model, Daiwa Zaitaku is not only supporting environmental sustainability but also improving the quality of life for its residents.

Commitment to Sustainability

Daiwa Zaitaku is steadfast in reinforcing its mission to enhance the lives of customers, partners, and employees through its business operations. The firm aims to contribute significantly to the development of Japan and other countries around the world, continually working with dedication to foster sustainable growth and prosperity.

Company Overview

• - Name: Daiwa Zaitaku Co., Ltd.
• - Headquarters:

- Tokyo: Shibuya 2-17-1, Shibuya Axle 22F, Shibuya-ku, Tokyo
- Osaka: Grand Front Osaka Tower B 35F, 3-1 Ofukucho, Kita-ku, Osaka

• - Inquiries:

- Phone: 03-6805-0325 (Tokyo) / 06-6147-4104 (Osaka)

• - Founded: July 2013
• - Business: Real estate and construction-related asset value co-creation projects
• - Website: Daiwa Zaitaku

For more information or press inquiries, please contact:

• - Public Relations: Nagura, Daiwa Zaitaku Co., Ltd.
• - Phone: 050-5536-9317
• - Email: [email protected]