#Japan #Tokyo #Cashless Payment #Financial Planner

Unlocking Financial Literacy through Cashless Payments

As we step into an era where cashless transactions are becoming increasingly mainstream, understanding the nuances of managing personal finances through these methods is more crucial than ever. This is especially true considering we now live in a time where individuals could potentially live for up to 100 years. On September 29, 2025, the Pal System Tokyo will host a compelling event dedicated to educating participants about cashless payment systems, providing them with the necessary tools to better manage their household budgets.

About the Event

Held from 10 AM to 12 PM, this informative session will take place in the Shinjuku headquarters of Pal System Tokyo and will also be available online. The event, titled "Household Management and Cashless Payments – Enhancing Financial Literacy," aims to familiarize attendees with the various cashless payment methods—ranging from electronic money, credit cards, to QR code transactions—and their respective advantages and disadvantages.

Expert Guidance

The event will feature expert insights from financial planner Toshi Fujikawa, who brings a wealth of experience from his work as the head of the "Household Review Consulting Center". Fujikawa has advised over 30,000 households and has penned numerous books on the subject of household finance, life insurance, and asset management. His approachable style and clear explanations make him an excellent guide for anyone looking to improve their financial literacy.

During the event, you can expect to learn:

• - The foundational knowledge behind different cashless payment methods.
• - The pros and cons of going cashless in your daily financial transactions.
• - Valuable strategies for overall asset management in today’s economy.

Event Details

• - Date: September 29, 2025
• - Time: 10:00 AM to 12:00 PM
• - Location: Pal System Tokyo Shinjuku Headquarters, 2F Room 1 / Online
• - Instructor: Toshi Fujikawa (Representative Director of Living Design Inc. / Head of Household Review Consulting Center / Certified Financial Planner)
• - Fee: Free of Charge
• - Capacity: In-person: 50 people, Online: 50 people
• - What to Bring: Writing materials, drinks (for in-person attendees only)
• - Application Deadline: September 19, 2025, by 12:00 PM

Apply for in-person attendance here / Join online here

About the Instructor: Toshi Fujikawa

Toshi Fujikawa is a well-established certified financial planner (CFP) and the founder of Living Design Inc. He graduated from Keio University’s Graduate School of Science and Technology, after which he worked in the automobile industry focused on fuel cell vehicle research. Since establishing the Household Review Consulting Center in 2001, he has provided valuable consultation to over 30,000 households. Fujikawa has expanded his services by launching the "Owl Club," aiming to create a U.S.-style financial planning service since 2019. His noteworthy publications include classics such as "Salaried Workers Can Go Bankrupt Twice" and "Ways to Increase Wealth Despite Stagnant Income."

As the event draws nearer, Pal System Tokyo is committed to continuing its mission of providing useful information that addresses everyday challenges. They strive to foster community-building initiatives that provide essential support to local residents.

This event is organized with support from the Pal System Mutual Aid Cooperative Federation, who utilizes a portion of its surplus to facilitate welfare and mutual aid activities in the community. Through these funding efforts, they help promote lifestyle planning initiatives, child-rearing support, and welfare programs led by users themselves, contributing to the development of a society that benefits everyone.

As 2025 marks the International Year of Cooperatives, join us in reinforcing our collaborative efforts as we work towards improving the quality of life for everyone in the community.