YTGATE Secures Additional 100 Million Yen Financing to Fuel Growth

YTGATE Secures Additional 100 Million Yen Financing

In a strategic move to bolster its growth, YTGATE Co., Ltd., based in Tokyo and helmed by CEO Yutaro Takahashi, has successfully executed an additional debt financing round amounting to 100 million yen, primarily through Shizuoka Bank and other financial institutions. This funding, announced for September 2025, marks a significant milestone as the company reaches a total financing of approximately 600 million yen within just two years since its founding.

Overview of the Fundraising

Despite being in its second year of operation, YTGATE has demonstrated prudent financial management by diligently overseeing its cash conversion cycle. This approach has enabled the company to strengthen its capital efficiency without heavily relying on external capital. Prior to this recent financing round, YTGATE raised about 500 million yen from five banks, including Resona Bank and Hokuriku Bank, among others, by August 2025. The latest additional fundraise achieves a cumulative total of approximately 600 million yen, underscoring the confidence financial institutions have in YTGATE's business model and growth potential.

This recent funding is viewed as a crucial step toward building a solid foundation that will support the company's future business expansion.

Detailed Fundraising Information

- Amount Raised: 100 million yen
- Lenders: Shizuoka Bank and affiliated financial institutions

Supplementary Information

With this latest funding round included, YTGATE's total raised amount has now reached approximately 600 million yen. For previous fundraising details, please refer to the press releases:

- YTGATE executed an additional debt financing of 160 million yen led by Resona Bank, achieving a total of roughly 500 million yen in its second year.
- YTGATE raised approximately 300 million yen from five banks in its second year.

Overview of YTGATE’s Operations

YTGATE operates on a mission to "optimize payments and connect the world," focusing on resolving payment-related challenges through innovative technology and consulting services. The company provides comprehensive support from strategic design to implementation in addressing the complex, multifaceted payment issues businesses encounter.

Consulting Services in Payment Optimization

YTGATE offers specialized consulting services that help domestic and international companies select and implement optimal payment methods and improve their payment processes. The company boasts a successful track record in supporting a diverse range of industries, from eCommerce and D2C businesses to global brands.

Improving Payment Approval Rates

In the realm of online payments, the failure of credit card approvals poses a significant challenge that leads to substantial revenue loss. YTGATE addresses this issue by quantitatively visualizing and analyzing approval rates, suggesting and implementing optimal improvement measures tailored to each business.

Key Offerings Include:

- Analyzing factors contributing to deteriorating approval rates, such as card type, issuing bank, and transaction timing.
- Collaborating with card issuers to optimize rules and reduce unnecessary blocks.
- Supporting the implementation of secure authentication like 3D Secure without compromising user experience.
- Ongoing monitoring and tuning support post-implementation.

YTGuard (SaaS) Services

"YTGuard" is YTGATE's SaaS product designed for payment optimization, enabling users to get started by simply adding a tag to their website. This service is appreciated for its flexibility and quick implementation, catering to startups and large enterprises alike, even those with limited development resources.

Key Features Include:

- Real-time monitoring of payment approval rates and alert notifications.
- Advanced detection of fraudulent transactions in collaboration with major fraud detection solutions.
- Proposed recovery strategies for users who abandon their carts.
- Visualization and reporting capabilities through dashboards.

Future Prospects

The funds raised will be directed towards enhancing the UI and expanding the functionality of the payment optimization SaaS "YTGuard," investing in marketing activities, strengthening security and compliance measures, and nurturing talent that supports the company's growth. This strategy aims to build a robust framework to aid more companies in resolving pressing issues, contributing to the societal challenges of increasing fraudulent activity and declining payment approval rates.

YTGATE remains committed to pursuing sustainable growth while maintaining a healthy financial foundation, focusing on maximizing corporate value for its stakeholders.

Company Overview

- Company Name: YTGATE Co., Ltd.
- Website: https://ytgate.jp/
- Representative: CEO Yutaro Takahashi
- Location: 5F Grandir Ginza East, 1-8-2 Shintomi, Chuo-ku, Tokyo
- Established: October 2, 2023
- Business Focus: Consulting in payment optimization, improving payment approval rates, SaaS payment optimization

With its mission to "optimize payments and connect the world," YTGATE supports enhancing approval rates for credit card merchants both in Japan and internationally. The company offers comprehensive solutions for optimizing payment efficiency, safety measures, and data visualization, establishing a streamlined framework for businesses and lifestyles worldwide.