#United States #Los Angeles #Republic Business Credit #Eco-Friendly Clothing #Organic Apparel

Republic Business Credit Provides $4.5 Million Loan for Sustainable Fashion

In a notable move to empower the eco-conscious fashion industry, Republic Business Credit completed a significant $4.5 million asset-based loan to an organic clothing manufacturer in Los Angeles, California. This loan, closed in early February 2025, comes as the company ramps up operations to meet rising consumer demand for environmentally-friendly apparel in the coming year.

The partnership underscores Republic's commitment to supporting innovative apparel companies, illustrating their expertise in structuring financial solutions tailored to the fashion sector's unique needs. This particular loan enables the manufacturer to refinance an existing debt with a private credit fund, allowing them more flexibility to focus on their operations and expanding product offerings.

Recognizing the cyclical nature of fashion, Republic Business Credit structured the loan to align with the manufacturer’s seasonal requirements. The company will utilize these funds to secure essential materials in advance of peak sales seasons, ensuring adequate inventory levels for their wholesale and e-commerce platforms. This proactive approach is crucial for maintaining timely deliveries to major retail partners.

Tae Chung, Senior Vice President and Business Development Officer at Republic, highlighted the importance of understanding their clients. "Our commitment to knowing our clients’ business models allows us to craft personalized solutions that cater to their specific needs, whether through asset-based lending or factoring," Chung stated. This new financing arrangement provides the organic clothing manufacturer with the necessary capital to maximize their market potential while adhering to sustainable practices.

The manufacturer offers a range of organic apparel for both men and women, and is also pioneering the resale of lightly used garments. This initiative strengthens their mission of promoting sustainability within the fashion industry, demonstrating a commitment not just to producing new clothing but also to encouraging responsible consumption.

The successful closure of this deal further cements Republic Business Credit’s reputation as a trusted lender within the apparel sector, which now comprises 35% of their portfolio. Matthew Begley, Chief Operating Officer of Republic, noted, "Our extensive knowledge of the industry's dynamics makes us well-positioned to support this groundbreaking company’s mission of delivering high-quality, earth-friendly apparel to a growing consumer base."

About Republic Business Credit

Republic Business Credit is a nationally recognized firm that specializes in meeting the working capital needs of businesses across the United States. From private equity ventures to entrepreneurial enterprises, Republic offers various financial services such as asset-based lending, e-commerce financing, and factoring.
With a focus on growth, the company partners with clients to provide senior credit facilities of up to $15 million, catering to startups and companies in recovery. Recognized as one of the largest finance organizations in the country by the Secured Finance Network, Republic has offices in New Orleans, Chicago, Los Angeles, Houston, and Atlanta, highlighting its commitment to serving the diverse needs of its clients.