#United States #Atlanta #Groundfloor #Homegrown #SMB Growth Fund

Groundfloor Introduces the SMB Growth Fund

Groundfloor, an innovating player in the private markets investing and lending sector, has recently unveiled its SMB Growth Fund, offering accredited investors a unique chance to tap into institutional-grade small business financing. This introduces a new dimension to Groundfloor's offerings, signaling an exciting expansion into the world of small business finance.

A Closer Look at the SMB Growth Fund

Launched on June 8, 2026, and set to close on July 10, 2026, the SMB Growth Fund provides an opportunity for accredited investors and qualified purchasers to participate in a financial landscape that was previously inaccessible to most. The fund is closely tied with the Neighborhood Network Expansion Fund managed by Homegrown, Groundfloor's trusted partner specializing in small business finance. The focus will be on established multi-unit brick-and-mortar businesses, thus ensuring that the investor's capital is channeled into robust and proven operations.

According to Brian Dally, co-founder and CEO of Groundfloor, the SMB Growth Fund meets the growing demand from investors who are searching for alternative income-generating opportunities with unique risk profiles beyond conventional stocks and bonds. "Investors today are increasingly looking beyond traditional stocks and bonds for income-generating opportunities with differentiated risk profiles," Dally noted, emphasizing the fund's alignment with Groundfloor’s mission to open up institutional-quality private market investments for individual investors.

Key Features of the SMB Growth Fund

The SMB Growth Fund is crafted to optimize the deployment of investor capital with exceptional features:

• - Target Net IRR: 13-15%
• - Quarterly Income Distributions: Investors will receive distributions on a regular basis, enhancing cash flow.
• - Term Structure: The fund operates on a five-year term, allowing for medium-term investment horizons.
• - Minimum Investment: An entry threshold of $20,000 ensures that participating investors have a vested interest.
• - Total Offering Size: The fund will accommodate up to 50 investors with a total offering size capped at $1 million.

Moreover, to prevent cash drag during the capital deployment period, investments will be accompanied by a six-month Groundfloor note yielding 8%, allowing investors to start earning from day one.

Groundfloor's Vision for Future Investments

With the introduction of the SMB Growth Fund, Groundfloor is further cementing its commitment to broaden access to private market investment opportunities, not just in real estate-backed lending but also in innovative financial products designed to serve a wider audience. The firm has quickly risen to prominence by facilitating more than $2.2 billion in investments and attracting a community of over 300,000 registered users across the United States since its inception in 2013.

About Groundfloor

Groundfloor stands out as a pioneering investing and lending platform focusing on unlocking institutional-quality private markets for both borrowers and investors. It operates a regulatory-compliant framework that facilitates direct real estate debt investments accessible to accredited and non-accredited audiences alike. This ground-breaking approach has garnered multiple accolades, including a place on the Forbes Fintech 50 list and recognition within the Inc. 5000 for six consecutive years, marking it as a leader in innovation and investment accessibility.

About Homegrown

Homegrown Financing, Inc. serves as the growth capital partner for successful brands operating multiple locations across America. The company stands out by offering customized revenue-based financing options, tailored towards the specific needs of independent operators and franchises. Through robust funding solutions, Homegrown is committed to supporting the growth ambitions of brick-and-mortar entrepreneurs, providing capital swiftly and efficiently without the burdens usually associated with traditional lending processes.

For further information about investing or borrowing, visit Groundfloor's website at Groundfloor.com.