Bybit Introduces Its 2026 Vision as 'The New Financial Platform', Expanding Global Financial Infrastructure

Bybit Unveils 2026 Vision as 'The New Financial Platform'

In a groundbreaking move, Bybit, recognized as the second-largest cryptocurrency exchange by trading volume, has announced its ambitious 2026 vision of becoming 'The New Financial Platform'. This strategy aims to transcend its origins as a mere cryptocurrency exchange and evolve into a global financial ecosystem designed to democratize access to modern banking, investment, and payment infrastructures for underserved populations worldwide.

During a keynote address at their biannual event, co-founder and CEO Ben Zhou emphasized Bybit's commitment to alleviate barriers for the 1.4 billion people globally who currently lack banking access. He stated, "Finances should not be restricted by geography. Our goal is to build financial infrastructure that connects crypto applications with real-world economic activities, removing obstacles that hinder people's access to modern financial services."

MyBank: Redefining Retail Banking

At the heart of Bybit's initiative is MyBank, a new retail banking system set to launch in February 2026. MyBank aims to simplify fiat on- and off-ramps significantly, enabling seamless cross-border financial transactions while adhering to compliance regulations. This service addresses critical issues faced by users in emerging markets, such as slow transfer times, high costs, and limited accessibility.

By integrating cryptocurrency liquidity with payment networks, MyBank is expected to provide a faster, cost-effective solution for individuals and businesses, offering a banking experience that's previously unmatched.

ByCustody: Institutional-Level Asset Protection

Financial inclusion thrives on trust. Bybit's institutional custody framework, ByCustody, currently manages over five billion dollars in assets under the care of more than thirty professional asset managers on the platform. This custody architecture ensures the secure segregation of client assets, allowing institutional and private wealth clients to operate with traditional financial assurances while accessing digital markets. Bybit now boasts over two thousand institutions using its infrastructure, marking a hundred percent increase from the previous year, showcasing the rising demand for hybrid financial platforms bridging traditional and digital asset ecosystems.

A Unified Financial Infrastructure

Bybit has expanded its reach to over 82 million users across 181 countries and regions, supported by connections with nearly 2000 local banks and over 58 fiat gateways. Currently, Bybit offers more than 200,000 P2P traders globally and local fiat payment support in over ten countries via Bybit Pay. With an impressive management of 7.1 billion USD in Bybit Earn assets, generating 110 million USD in returns for users in 2025, the company leads the market in various financial segments.

Furthermore, Bybit's platform integration has evolved from the world's first TradFi product launched by a cryptocurrency exchange in 2022,now encompassing over two hundred TradFi instruments, with plans to introduce five hundred trading pairs in early 2026, including stock CFDs, forex, commodities, and indices alongside existing cryptocurrency markets. This development aims to provide users a diversified portfolio management experience in a single environment.

Navigating Compliance and Expanding Worldwide

Bybit's evolution aligns seamlessly with the developing global regulatory frameworks through active collaborations with licensed banks and custodians. Efforts to enhance institutional onboarding standards, custody architecture, and transaction monitoring systems ensure compliance with regulatory expectations. The firm is actively engaged with more than ten global banks and custodians, facilitating joint collateral systems that enable fiat, traditional assets, and cryptocurrency holdings to coexist securely.

Embracing AI as Core Infrastructure

Artificial intelligence (AI) will be integrated as a core aspect of Bybit's operations, aiming to enhance efficiency rather than serve merely as an auxiliary feature. Initial AI adoption has already increased technical productivity by thirty percent. By 2026, Bybit plans to roll out AI4SE, targeting a fifty percent efficiency gain over the software lifecycle, along with an enterprise-wide AI agent network supporting risk management, compliance monitoring, customer service, and analytics.

Bybit’s AI framework is tailored to reduce operational costs and improve risk management, ultimately scaling financial services to underrepresented communities. This transformation signifies a shift towards mainstream finance, according to Zhou. "We are moving beyond niche crypto services to establish a new financial platform where cryptocurrency becomes an integral part of real-world financial activities, enabling users to unlock more efficient capital usage across both traditional and crypto markets."

As Bybit ventures into this promising transformation, it reaffirms its commitment to redefining transparency and accessibility in the decentralized financial landscape, creating a simpler, open, and equitable ecosystem for users worldwide. Discover the future of decentralized finance at Bybit.com.