#Japan #Tokyo #ANA #Sony Bank #Miles Loan

ANA and Sony Bank Collaborate on a New Home Loan Product

All Nippon Airways Co., Ltd. (ANA), along with ANA X and Sony Bank, is set to launch an innovative home loan program named the "ANA Miles Home Loan" on October 8, 2025. This new offering promises to combine the financial benefits of a housing loan with the ability to earn travel rewards, introducing a unique incentive for homeowners.

Benefits of the ANA Miles Home Loan

Sony Bank, known for its customer-oriented banking services, is incorporating artificial intelligence into its loan processing to provide quick and efficient responses to applicants. This new mortgage product brings a range of options tailored to meet diverse customer needs, including group credit life insurance that caters to various health coverage requirements. The loan’s features include:

• - AI-Powered Fast Approvals: Borrowers can expect rapid responses to their applications, enhancing the customer experience.
• - Flexible Payment Options: After obtaining the loan, customers can effortlessly manage repayments through online services, allowing for prepayments without fees and adjustments to the interest rate type (from floating to fixed).
• - Partial Fixed Rate Options: Borrowers have the ability to set several different interest types within one mortgage.

Earning Miles with Your Mortgage

What makes the ANA Miles Home Loan particularly attractive is its rewards system. Customers will earn ANA miles based on their loan amount and outstanding balance as of the end of the year. For every 200,000 yen borrowed, customers will accrue 100 miles, with the potential to earn up to 100,000 miles depending on the loan size. These accumulated miles can be utilized for airline tickets or everyday shopping, enhancing the overall value to customers.

Launch Campaign

To celebrate the launch of this mortgage product, a special campaign is in place. Borrowers who apply for the loan by January 30, 2026, and secure funding by March 31, 2026, will see their earned miles double upon the initial borrowing.

For detailed terms and conditions, interested individuals should refer to ANA's official website.

Past Collaborations and Future Prospects

This new home loan product follows previous successful collaborations between the ANA Group and Sony Bank, including the "ANA Mileage Club / Sony Bank WALLET" (a Visa debit card) and the "ANA Miles Foreign Currency Fixed Deposit" products, which were launched in 2019. With this partnership, ANA X will also initiate intermediary services related to the home loan as part of its banking agency operations.

Both ANA Group and Sony Bank are committed to leveraging their unique strengths to deliver products and services that enhance customer convenience and satisfaction.

Summary

The ANA Miles Home Loan is a breakthrough offering designed not only to facilitate home financing but also reward customers on their journey to homeownership. With a planned rollout on October 8, 2025, this program is set to redefine how mortgages are viewed, merging financial and experiential benefits for a richer customer experience.