E-Guarantee Reaches Milestone with 10 Sales Partnerships for Guarantee Services

E-Guarantee Expands Its Sales Partnerships

E-Guarantee, based in Minato, Tokyo, has reached a new milestone by partnering with ten sales-type companies to promote its guarantee services. This development marks an important step in the company’s strategic plan to diversify its sales approach.

Introduction of Sales Partner Model

E-Guarantee has traditionally relied on a model that involved customer introductions through local banks and credit unions. However, the newly introduced Sales Partner Model allows various partners such as tax accounting firms and insurance agencies to take charge of the entire sales process—from estimating to contract signing. Utilizing technology for credit assessments through AI and facilitating critical information delivery via smartphones has enabled a system where contracts can be finalized without direct involvement from E-Guarantee's sales team.

This innovative model is designed to be scalable, allowing the company to acquire customers without being limited by the number of sales personnel. It positions the Sales Partner Model as a second growth pillar alongside the existing sales structure, crucial for the company's future development.

Announcement of Partnership Growth

During the financial results presentation for the fiscal year ending March 2026, E-Guarantee emphasized the importance of the Sales Partner Model as it enters a phase focused on building infrastructure and expanding partnerships. While revenues from these sales partners are not expected to contribute in the current fiscal year (ending March 2027), steps are being taken to ensure a solid foundation for accelerated growth in the future. The achievement of partnering with ten companies serves as a notable milestone in this development.

The company remains committed to deepening relationships with existing partners and increasing the number of partnerships.

Future Strategies

E-Guarantee aims to nurture the Sales Partner Model as a second pillar of growth to accelerate its expansion in the mid-term. The market size for receivables transactions stands at approximately 219 trillion yen, and comparing it to the guaranteed liabilities of E-Guarantee at around 911.3 billion yen (as of March 2026), the company acknowledges there is still significant potential for growth.

E-Guarantee is dedicated to keeping its shareholders and investors informed about its strategic initiatives and ongoing progress.

Company Overview

- Company Name: E-Guarantee Inc.
- Address: 37th Floor Akasaka Biz Tower, 5-3-1 Akasaka, Minato-ku, Tokyo
- Establishment Date: September 8, 2000
- CEO: Kuniyoshi Eto
- Capital: 3.999 billion yen (as of March 2026)
- Stock Exchange: Tokyo Stock Exchange, Prime Market (Stock Code: 8771)
- Website: E-Guarantee

E-Guarantee was founded in September 2000 with the mission of "Innovation in finance." It operates as a market for credit risks, focusing on guarantee services. The company reviews approximately 360,000 businesses yearly, with a guarantee balance exceeding 2.6 trillion yen (as of March 2026). Unlike traditional banks that perform static, quantitative assessments, E-Guarantee employs big data on payment statuses to carry out qualitative, dynamic evaluations, ensuring the provision of new financial services to meet the evolving needs of businesses.