#Japan #Asahikawa #BIPROGY ##tsumuGO_mobile #Asahikawa Shinkin

Digital Banking Revolution: Asahikawa Shinkin Bank and #tsumuGO_mobile

On May 14, 2026, Asahikawa Shinkin Bank, located in Hokkaido, announced the adoption of the innovative banking application, #tsumuGO_mobile. This new application, developed in collaboration with BIPROGY and Hyakugo Bank, is set to launch in June 2026, aiming to significantly improve the banking experience for its users.

Overview of #tsumuGO_mobile

The #tsumuGO_mobile app is tailored specifically for regional financial institutions, delivering a full suite of banking functions accessible anytime and anywhere. The app is based on the successful Hyakugo Bank Smartphone Banking app, providing seamless access to banking services while streamlining operations for financial institutions.

The decision to implement this app aligns with Asahikawa Shinkin Bank's core philosophy of 'opening tomorrow,' as it seeks to enhance financial services amidst challenges like declining population and labor shortages. By fostering a digital transformation strategy since 2024, the bank has prioritized the expansion of digital channels to cater to evolving customer needs.

Significance of the Adoption

The integration of #tsumuGO_mobile is projected to yield several benefits:

1. Enhanced Customer Convenience and Operational Efficiency: Customers can carry out various banking tasks, such as account opening and transfers, directly from the app, eliminating the need for in-person visits. This transition is facilitated by the integration of the core banking system with the app’s API, significantly reducing operational burdens for staff.

2. Improved Customer Engagement and Increased Sales Potential: With the app serving as a central point for customer interaction, Asahikawa Shinkin Bank can focus more on supporting local customers, allowing staff to redirect their efforts toward providing value-added services rather than getting bogged down by routine transactions.

3. Contribution to SDGs: By digitizing transactions like fund transfers, banking institutions can reduce their environmental impacts while simultaneously promoting sustainable economic practices, contributing to the achievement of UN SDGs goals.

Collaboration Between BIPROGY and Hyakugo Bank

The partnership between BIPROGY and Hyakugo Bank is crucial, combining their experiences in mobile banking with the aim of enhancing operational efficiency and customer acquisition for regional financial institutions. This collaboration allows for two flexible models of application provision—which includes both service provision and self-developing methods—tailored to fit various financial institutions' needs.

Successful Track Record of Hyakugo Bank Smartphone Banking

The Hyakugo Bank Smartphone Banking application, operational since 2019, has seen remarkable success with approximately 90% of new account registrations conducted via the app. With a monthly usage rate exceeding 80%, this strong performance bodes well for the anticipated adoption of the #tsumuGO_mobile platform, promising a quick and effective response to the needs of both financial institutions and their customers.

Cutting-Edge Features of #tsumuGO_mobile

The app also incorporates LIQUID eKYC, a cutting-edge service for online identity verification, allowing users to complete their identity checks digitally, streamlining processes such as account openings and updates. The app is designed with user-friendliness and accessibility at its core, continually evolving based on feedback from local customers and financial institutions.

With the motto of 'weaving together with local customers,' #tsumuGO_mobile seeks to enhance the banking landscape by providing powerful digital solutions that encourage community engagement and improve the overall ease of banking for users.

Looking Ahead

As Asahikawa Shinkin Bank prepares for the rollout of #tsumuGO_mobile, the expectation is not just for enhanced banking experiences but also for contributing more profoundly to local communities through improved services. By focusing on providing high-value offerings, Asahikawa Shinkin Bank and BIPROGY are not just keeping pace with increasing digital demands but are positioning themselves as pioneers in regional finance.

In conclusion, the partnership heralds a new era in regional banking, championing both technological advancement and customer-centric financial solutions that are set to make a significant impact in the community.