Roundstone Insurance Distributes Over $2 Million to Its Captive Participants Amid Rising Healthcare Costs
In a notable move reflecting its commitment to affordability and quality in healthcare, Roundstone Insurance recently announced a significant distribution of over $2 million back to its participants in July 2025's captive program. This decision comes at a critical time, as healthcare expenses continue to escalate across the nation.
Michael Schroeder, the Founder and President of Roundstone, emphasized the company’s relentless focus on ensuring that employers not only cope with rising healthcare costs but also maintain comprehensive benefits for their employees. With the per-employee-per-year (PEPY) healthcare costs averaging $17,369 statewide according to a Mercer study, Roundstone stands out with an impressive average of $12,553, translating into a remarkable savings of nearly $5,000 per employee.
This difference is attributed to Roundstone's robust group captive model and its early adoption of a suite of proactive cost-containment strategies. Participants also benefitted from an average renewal increase of just 7%, a relief in the face of healthcare inflation that provides both predictability and financial stability for employers.
Roundstone's unique approach to self-funding incorporates transparency around healthcare spending and customized plan designs. By providing in-depth insights into the key drivers of healthcare costs, the insurance company equips its clients with the tools necessary to make informed decisions that can ultimately enhance organizational outcomes.
Founded in 2005, Roundstone Insurance was established with a vision to help small and mid-sized businesses better manage the complexities of healthcare funding. Today, it oversees over $1.5 billion in health insurance claims annually for more than 1,000 participating employers. The shared savings approach not only strengthens the financial health of participating businesses but also creates a more sustainable healthcare environment for their employees.
With their dedication to innovation in the insurance sector and a clear focus on client needs, Roundstone Insurance continues to pioneer solutions that put the best interests of both employers and employees at the forefront. The recent distribution is a testament to their ongoing efforts to foster a fair and efficient healthcare funding model, further demonstrating the value they provide in the market.
As Roundstone looks ahead, they are set to continue their mission of progressive healthcare funding, adapting to the ever-evolving needs of the industry while ensuring their participants remain at the heart of their service model.
Michael Schroeder, the Founder and President of Roundstone, emphasized the company’s relentless focus on ensuring that employers not only cope with rising healthcare costs but also maintain comprehensive benefits for their employees. With the per-employee-per-year (PEPY) healthcare costs averaging $17,369 statewide according to a Mercer study, Roundstone stands out with an impressive average of $12,553, translating into a remarkable savings of nearly $5,000 per employee.
This difference is attributed to Roundstone's robust group captive model and its early adoption of a suite of proactive cost-containment strategies. Participants also benefitted from an average renewal increase of just 7%, a relief in the face of healthcare inflation that provides both predictability and financial stability for employers.
Roundstone's unique approach to self-funding incorporates transparency around healthcare spending and customized plan designs. By providing in-depth insights into the key drivers of healthcare costs, the insurance company equips its clients with the tools necessary to make informed decisions that can ultimately enhance organizational outcomes.
Founded in 2005, Roundstone Insurance was established with a vision to help small and mid-sized businesses better manage the complexities of healthcare funding. Today, it oversees over $1.5 billion in health insurance claims annually for more than 1,000 participating employers. The shared savings approach not only strengthens the financial health of participating businesses but also creates a more sustainable healthcare environment for their employees.
With their dedication to innovation in the insurance sector and a clear focus on client needs, Roundstone Insurance continues to pioneer solutions that put the best interests of both employers and employees at the forefront. The recent distribution is a testament to their ongoing efforts to foster a fair and efficient healthcare funding model, further demonstrating the value they provide in the market.
As Roundstone looks ahead, they are set to continue their mission of progressive healthcare funding, adapting to the ever-evolving needs of the industry while ensuring their participants remain at the heart of their service model.
Topics Financial Services & Investing）
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