#United States #Dallas #Solutions by Text #FinText #Triple Play Pay

Solutions by Text Enhances Payment Solutions with Triple Play Pay Acquisition

On January 6, 2026, Solutions by Text (SBT), a prominent name in compliance-focused conversational commerce, made headlines with the acquisition of Triple Play Pay (TPP), an innovative payment platform. This strategic move is anticipated to significantly enhance SBT's payment capabilities and streamline the payment experience for consumer finance businesses and their clients.

Transforming Financial Transactions

The integration of TPP’s advanced payment orchestration technology into SBT’s existing infrastructure aims to create a seamless, compliant, and user-friendly payment process that aligns with the evolving expectations of consumers. This transition is crucial, as fintech continues to create frictionless payment options, compelling businesses to adapt quickly to stay competitive.

The acquisition comes on the heels of substantial growth for SBT. Over the past year, businesses utilizing SBT’s FinText™ platform have experienced a remarkable 75% of transactions being approved through alternative payment methods such as Apple Pay and Google Pay. This statistic elucidates the rising demand for modern payment solutions, pushing SBT to adapt its offerings accordingly.

Key Features of the New Offering

With TPP now a part of SBT, several innovative features will be made available to clients:

• - Compliance Infrastructure: Leveraging a PCI-compliant gateway, SBT will now expand its access to traditional and evolving payment services, including ACH, debit, credit processing, and mobile wallets.
• - Efficient Onboarding: The automation of merchant account setup via TPP’s Payment Facilitator (PayFac) program promises businesses rapid deployment—going live in mere days rather than weeks.
• - Enhanced Security Measures: Users can expect robust fraud detection, real-time transaction monitoring, and advanced analytics to ensure comprehensive operational oversight.
• - Omni-Channel Payment Integration: With SBT’s versatile APIs, businesses can now accept payments through various channels, providing customers with diverse and convenient transaction methods.

Vision for the Future

David Baxter, CEO of Solutions by Text, characterized the acquisition as a transformative step, stating, “By merging messaging and payments into a single cohesive platform, we eliminate the need for fragmented tools, which enhances consumer engagement and provides a secure, trusted transaction experience.” This strategy aims to deliver a frictionless journey for users, ultimately decreasing time to value for financial institutions.

Baxter’s insights reflect the organization’s endeavor to empower financial entities by simplifying their payment processes while keeping pace with evolving buyer preferences. With the increase in mobile wallets and peer-to-peer payment systems, businesses need to navigate a complex landscape of transaction timing and costs—something that SBT plans to streamline further.

Ben Kauder, the founder of TPP, added his enthusiasm for the merger, heralding the collaboration as a significant opportunity to lead the next wave of payment innovation. Together with SBT, TPP aims to provide a unified platform that promotes security and frictionlessness in financial transactions at scale.

As Solutions by Text continues to innovate within the digital communication and payments sector, this acquisition reaffirms its commitment to driving forward complex yet effective solutions in consumer finance. By enhancing its FinText™ payment solution, SBT positions itself as a frontrunner in meeting the current and future needs of its customers.

For more details about the FinText™ payment solution and its capabilities, visit Solutions by Text.