#Japan #Digital Transformation #Tokyo #nCino #SaaS Banking

nCino's New Year Greetings for 2026

As the New Year dawns, nCino Inc., led by CEO Ikki Nomura, is excited to extend heartfelt greetings to all valued partners and stakeholders. The past year, 2025, marked the fifth anniversary since nCino began its operations in Japan, a journey characterized by significant developments and achievements.

Reflecting on 2025

In 2019, nCino Japan was established with the ambition to transform the Japanese banking landscape. Over the years, through extensive collaboration with our headquarters, we have achieved substantial leaps in operational progress. The acceleration in hiring during the last couple of years has led to nCino being implemented in 14 financial institutions across Japan, including both regional banks and major players. This expanding client base encompasses various sectors such as business loans, consumer lending, and guarantee operations, indicating that our vision to support financial institutions of all types and sizes is beginning to materialize.

A highlight in our journey was the nCino Japan Summit held last November, which attracted an impressive 210 participants, doubling from the previous year. Additionally, 52 financial institutions were represented at the summit, highlighting a remarkable growth in awareness and adoption of our solutions within the banking sector. When I reflect on our humble beginnings, when nCino was virtually unknown in Japan five years ago, I am filled with gratitude for the trust and support we have received from our partners.

The Journey Ahead

Today, as the utilization of SaaS in core banking operations becomes a standard practice, we must maximize this flexibility to exceed initial expectations. With a strong commitment to our clients, it is essential that we not only demonstrate the continuous creation of value through our solutions but also highlight the enhanced benefits that artificial intelligence can bring to their operations.

In recent years, we have increasingly positioned ourselves at the forefront of digital transformation (DX) and operational reform within the banking industry. The expectation is that nCino can lead this charge alongside financial institutions. We regard this not as undue pressure but as an opportunity to collaboratively realize a future where our clients can thrive and innovate while we facilitate their journey.

We cannot afford to merely adhere to historical practices that make decisions contingent on prior success. In the increasingly unpredictable landscape of today's economy, such an approach is unlikely to yield favorable outcomes. Therefore, by making the most of nCino's adaptable solutions, we aim to encourage banking institutions to take bold steps even in the absence of prior achievements. We are dedicated to nurturing fresh narratives in the industry as we embrace new challenges in 2026.

Looking Forward

As we move into this new year, many of our clients are set to commence their operations using nCino, and we anticipate numerous additional adoption announcements as well. We are truly grateful for your ongoing interest and support.

Wishing everyone a prosperous and fulfilling year ahead. Together, let's continue to pave the way for innovation in banking.

Warm regards,
nCino Inc.
CEO Ikki Nomura

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About nCino:

nCino (NASDAQ: NCNO) is a global leader in cloud banking. Our integrated banking platform revolutionizes operations by unifying lending, account opening, customer management, and data analytics—all on a single platform. This enables financial institutions to enhance revenue, improve operational efficiency, reduce costs, and mitigate risks effectively.

By dismantling data silos associated with traditional standalone systems, we provide visibility and automation throughout the entire loan process, increasing productivity while simultaneously enriching customer experiences. Over 2,700 financial institutions worldwide, ranging from $30 million to $2 trillion in assets, leverage nCino's platform for their digital transformation initiatives. To learn more, visit nCino.

Contact:

nCino Inc. Marketing Department
Email: [email protected]
Phone: 03-6625-5122

This press release contains forward-looking statements covered by the Private Securities Litigation Reform Act of 1995.
These statements involve risks and uncertainties that could affect actual results. For more information on potential risks and uncertainties, see nCino’s filings with the SEC, available at SEC.