#Japan #Tokyo #GMO Aozora #Main Bank #Tokyo Shoko Research

GMO Aozora Bank Achieves Top Rank for Two Years in a Row

In the recent survey conducted by Tokyo Shoko Research, GMO Aozora Bank has been recognized as the top bank based on the growth rate of main banking accounts for two consecutive years, impressively ranking first among 1,605,166 companies.

The bank expresses deep gratitude to its corporate customers for their continued trust and support. This achievement reflects the efforts made by the bank to surpass customer expectations and to provide superior value in its services.

Reasons Behind the Success

Since the inception of operations in July 2018, GMO Aozora Bank has continually enhanced its usability for corporate accounts while offering competitive and affordable fee structures. As a pioneer in the internet banking sector, it has been the first to introduce essential functions tailored to meet corporate needs, such as tax payment services, social insurance fee payments, and labor insurance payments, along with direct debit for the Small and Medium Enterprise Safety Net.

The bank has leveraged its technical strength, with approximately 40% of its workforce comprising engineers, to swiftly develop new services and implement required feature improvements based on valuable customer feedback.

These efforts have paid off significantly, culminating in a milestone reached in June 2025, with the opening of 200,000 corporate accounts and a total deposit balance exceeding 1 trillion yen. In August 2025, to commemorate this achievement, the bank announced a reduction in transfer fees for corporate customers to 143 yen, which is among the lowest in the industry, aiming for further enhancements in customer convenience.

GMO Aozora Bank is incredibly honored to see its hard work yield positive results in the Main Bank survey conducted by Tokyo Shoko Research, surpassing last year’s performance.

Future Aspirations

The bank is dedicated to continuing its efforts towards improving internet banking usability, expanding its services, and providing advanced technologies, such as the “BaaS by GMO Aozora.” This commitment ensures that corporate clients can utilize banking functions with greater assurance and convenience, aspiring to be chosen as their main bank.

The scope of the survey included major banks and internet-only banks that offer accounts specifically for corporate clients, excluding discounted fee programs or promotional campaigns.

About GMO Aozora Bank

GMO Aozora Bank, established in July 2018, operates under the corporate vision of “Everything for Our Customers. Aiming to be the No.1 Technology Bank.” The bank focuses on developing its systems in-house to deliver rapid and customer-centric financial and payment services. With its online account opening process, quick turnaround from application to usage, low fees, high convenience in funding services, and comprehensive banking API offerings, the bank has experienced rapid growth, particularly among small and startup enterprises.

The bank's long-term strategy consists of three major pillars: 1) Becoming the No.1 bank for small and startup companies, 2) Leading in BaaS (Banking as a Service), and 3) Being the top tech-first bank, stating that the growth of customers' businesses equates to the bank's growth as well. The team is committed to advancing system development and service offerings to support mutual growth.

For more information, visit GMO Aozora Bank.