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Roam Partners with Opendoor to Enhance Housing Affordability

In a significant move aimed at improving housing affordability and mobility for homebuyers, Roam, a pioneering platform for assumable low-rate mortgages, has recently joined forces with Opendoor Technologies, Inc. This partnership brings a cutting-edge approach to navigating the complexities of real estate transactions, particularly in a marketplace dominated by high mortgage rates.

A Game-Changing Collaboration

Announced on November 7, 2025, this partnership promises to introduce Roam’s innovative mortgage tools to Opendoor's extensive national home marketplace. With many U.S. homeowners enjoying historically low mortgage rates, this collaboration seeks to leverage those existing 2% to 3% rates, providing new buyers with a unique opportunity to access affordable financing options.

Roam's founder, Raunaq Singh, emphasized that this collaboration builds on his prior experience leading mortgage products at Opendoor, showcasing a deep-rooted commitment to enhancing the housing landscape. According to Singh, "Opendoor has fundamentally transformed how Consumers buy and sell homes. By joining forces, we can empower sellers and buyers alike within a dynamic marketplace, helping them navigate rate changes with greater confidence."

The Benefits of Assumable Mortgages

One of the standout features of this partnership is the focus on assumable mortgages—financial products that allow buyers to take over the existing mortgage of the seller, often at a much lower interest rate than current market offerings. This mechanism not only enhances liquidity in the housing market but also allows sellers to attract a wider pool of potential buyers. With the integration of Roam into Opendoor's platform, eligible homes with assumable mortgages will be highlighted, facilitating smoother transactions for sellers hoping to maximize their home sale values while enabling buyers to secure lower monthly payments.

Roam's seamless technology and support system will play a crucial role in making the assumption process simple for all parties involved, including realtors, lenders, and buyers. Sellers can expect faster timelines and higher sales prices, as the inclusion of such financial products can significantly uplift the appeal of their listings.

A Vision for the Future of Housing

The partnership is not just about facilitating immediate transactions; it is also about envisioning a sustainable future for the American housing market. As affordability remains a critical concern for potential homebuyers, Roam and Opendoor are set to redefine the landscape by providing innovative financial solutions.

According to Singh, "We believe that assumable loans will be critical in restoring liquidity and providing a pathway toward affordability in the current housing environment. Our collaboration with Opendoor aims to make these options available to a broader audience."

With more than $500 million in completed home sales and over $125 million in interest savings facilitated to date, Roam has positioned itself as a leader in the real estate tech space. Backed by influential investors, including Eric Wu and Keith Rabois from Opendoor, the company is well-equipped to navigate the challenges of a fluctuating market.

Conclusion

The partnership between Roam and Opendoor marks a pivotal step toward addressing the housing crisis in the U.S. By tapping into existing financing solutions and making them accessible to more buyers, the two companies are poised to create a ripple effect across the industry—one that could potentially alter how transactions are approached in real estate. As they move forward with eligibility coordination, education, and agent enablement efforts, the future of housing mobility and opportunity looks more promising than ever.