#Japan #Tokyo #Women's Health #cancer insurance #Lifenet

Surge in Cancer Insurance Applications

LifeNet Insurance, headquartered in Chiyoda, Tokyo, has recently released a sales report showcasing a significant uptick in applications for its new "Term Cancer Insurance" and "Term Cancer Insurance for Ladies," introduced on December 1, 2025. The data collected reveals noteworthy trends and preferences among policyholders over the month leading up to December 31, 2025.

Application Trends

The preferences of applicants for LifeNet's term and whole life cancer policies offer intriguing insights:

1. Increased Demand for Comprehensive Coverage: With the introduction of the term cancer insurance option, applicants are increasingly inclined to secure more extensive protection for cancer-related illness, demonstrating a shift in consumer awareness regarding health insurance.

2. Combination of Coverage Types: The average monthly premium for clients opting for a combination of death, medical, and cancer coverage was observed to be 6,362 yen. The newly launched term cancer insurance allows customers to bundle these essential protections, catering to varying financial needs. During the month, 116 applicants chose to combine these three types of term insurances, with a notable majority of 80 individuals being under 39 years old.

3. Younger Applicants Favoring Term Insurance: Approximately 64% of applicants aged 39 or younger selected term cancer coverage, while 60% of those above 40 opted for whole-life insurance plans. This trend indicates that younger individuals are favoring term policies, likely due to changing life stages and financial priorities. LifeNet Insurance promotes this distinction to better match insurance products with individual life events.

4. Focus on Women’s Health: Notably, 72% of female applicants chose insurance plans that offer benefits specifically for women, such as the "Women’s Surgical Benefit," newly introduced with the recent policy launch. Given the high incidence of breast cancer, which affects approximately 784,000 women in Japan, this targeted benefit underscores the importance of tailored health insurance solutions.

Policy Highlights

LifeNet’s Term Cancer Insurance is designed with features that respond to customer needs for actual financial support:

• - A lump-sum benefit of over 1.5 million yen is now popular among those selecting their diagnosis payout options, emphasizing a desire for solid financial backing with reasonable premiums.
• - Various plans are available that include robust support for treatment and income loss due to prolonged illness.
• - The stringent exclusion of fees during the first three months post-contract setup allows consumers to secure their health without immediate financial strain.

Future Directions

LifeNet further aims to ensure that the utilization of term cancer insurance becomes a standard practice for the next generation, enabling appropriate financial allocation for necessary healthcare protections. The organization emphasizes that insurance should never be a burden that limits access to quality healthcare. Instead, individuals should have the flexibility to independently select coverage that suits their life conditions, balancing their financial commitments with essential protections.

As LifeNet continues to innovate and respond to shifting needs in the insurance landscape, their commitment to fostering a society where families can comfortably manage their futures remains steadfast. With ongoing information dissemination, LifeNet seeks to empower consumers to take charge of their health and insurance choices effectively.