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Metareal IP: Accelerating the Future of Insurance Risk Assessment

On August 1, 2025, Rosetta Corporation, based in Chiyoda, Tokyo, will introduce its premium plan for the AI agent Metareal Insurance Product (Metareal IP). This innovative tool, priced at ¥50,000 per month, allows users to conduct risk assessment reports up to 200 times monthly and 20 times daily, setting a new benchmark in the insurance sector.

Metareal IP is specifically designed for insurance companies, targeting product planning and risk assessment departments. By leveraging historical accident data, internal evaluations, and industry risk indicators, it efficiently gathers real-time insights on market trends and regulatory information. With its ability to produce professional reports in just minutes, the AI agent ensures the credibility and thoroughness of risk evaluations and pricing validations. Reports are conveniently available in Word and PDF formats, streamlining operations from the planning phase to internal approvals and reviews, thus increasing productivity and quality.

Addressing Industry Challenges

The necessity for rapid and objective demonstrations of risk assessments and price justifications during the planning and design stages has been historically met with manual processes that require extensive data collection and analysis. With the fast-paced changes in market conditions and regulations, timely product design becomes a challenging endeavor. Insufficient evaluations of risk and pricing during these early stages can lead to delays in product releases and missed revenue opportunities.

As industries increasingly demand advanced risk management strategies—such as Enterprise Risk Management (ERM) and Own Risk and Solvency Assessment (ORSA)—the automation of quantitative and explainable risk assessment reports has become imperative. In response to these challenges, Metareal IP stands out by integrating various data sources to create tailored and automated risk evaluation reports essential for informed decision-making.

Unique Features of Metareal IP

While there are existing applications for comparing insurance products and analyzing securities, none offer the cross-sectional integration of product design data alongside market and regulatory intelligence quite like Metareal IP. This powerful AI tool combines state-of-the-art industry risk indicators with competitive product movements and regulatory trends, enabling clear visualization of risk factors and substantiation for pricing decisions. Additionally, the reports generated can be utilized directly in internal proposals and assessments, thanks to the progressive learning algorithms that enhance the accuracy and reliability of outputs over time.

Metareal IP is designed with the needs of insurance company product planners, project leaders, actuaries, and risk management personnel in mind. Its versatility serves not only to streamline workflow but also to bolster the overall competitiveness of insurance products in an ever-competitive market.

Insights from the CTO

Gōshi Yonekura, CTO of the Metareal Group, emphasizes the transformative potential of Metareal IP in supporting the accuracy and efficiency of risk evaluations in insurance product planning. By integrating past accident data with the latest market trends, the AI agent evaluates product design rationality from multiple perspectives.

It delivers comprehensive reports covering everything necessary for effective product planning—from regulatory compliance to pricing justifications. This dynamism aids companies in managing risks appropriately while enhancing the competitiveness of their insurance offerings.

Expanding AI Capabilities

The launch of Metareal IP marks just the beginning of a series of specialized AI solutions developed by the Metareal Group aimed at various industries. This strategic move aims to simplify the resolution of industry-specific challenges while expediting successful AI implementation and integration.

The Metareal Group epitomizes speed in delivering actionable AI outcomes, focusing on the practical applicability of solutions in diverse industries, and prioritizing hands-on experiences that invite users to embrace innovation rather than hesitate in the face of change.

In a world where business landscapes are rapidly evolving, the introduction of Metareal IP presents insurance companies with a remarkable opportunity to harness cutting-edge technology for enhanced risk assessment, contributing to a more efficient and responsive business model. For inquiries, please reach out at [email protected] or visit Metareal IP Service Page.

By redefining the traditional approaches to risk assessment and product planning, Metareal IP is poised to lead the charge in the modernization of insurance practices through AI innovation.