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Ping An Strengthens Commitment to Sustainability

Ping An Insurance (Group) Company of China, Ltd. has recently released its 2025 Sustainability Report, presenting the NEW 'SIMPLE' framework. This framework is a comprehensive approach designed to integrate sustainability deeply into the organization’s core operations.

Overview of the SIMPLE Framework

The SIMPLE framework consists of six strategic pillars that focus on creating long-term value for stakeholders, including customers, employees, shareholders, and society as a whole. The key dimensions articulated are:
1. Sustainable - Ensuring Long-term Stability and Growth: By leveraging an integrated financial services strategy, Ping An has invested significantly in various sectors that are pivotal for economic stability. As of 2025, over RMB 10.88 trillion has been allocated to support the real economy, underlining the company's commitment to corporate value aligned with the macroeconomic environment. Sustainable insurance premiums alone reached RMB 730.8 billion, marking a 16.1% increase compared to the previous year.

2. Inclusion - Promoting Inclusive Finance: The objective here is to enhance access to financial services for small and micro enterprises. The inclusive insurance segment generated RMB 179.723 billion in premium income, providing risk protection to nearly 2.93 million enterprises. Additionally, loan balances for small businesses stood at approximately RMB 484.5 billion, marking a significant uplift in support for these key economic players.

3. Mitigation - Enhancing Risk Prevention & Loss Reduction: Ping An has transformed the insurance model from reactive compensation to proactive risk management. The Global Emergency Assistance service offers extensive coverage across various risk scenarios, effectively enhancing societal resilience. The Traffic Light initiative has positively contributed to road safety by donating over 10,000 safety facilities across China, while Ping An's proprietary EagleX System provided 10.57 billion risk alerts to customers, helping to avert significant losses.

4. People-oriented - Fostering Talent and Diversity: Ping An emphasizes creating an inclusive workplace. In 2025, the organization created over 30,000 jobs and invested RMB 885 million in employee training initiatives. The alignment of employee incentives with sustainable value creation signifies a commitment to a diverse workforce.

5. Low-carbon - Commitment to Green Finance: Ping An is dedicated to advancing green finance and reducing carbon emissions. By the end of 2025, investments in green initiatives exceeded RMB 530.1 billion, demonstrating a threefold increase. The operational strategy ensures a continued reduction in carbon emissions, with a significant year-on-year decrease of over 16%.

6. Efficiency - Leveraging Responsible Technology: Incorporating advanced technological capabilities, Ping An has developed a collaborative ecosystem that integrates finance, healthcare, and senior care services. The AI-driven 'Express Service' platform enhances customer interaction and simplifies processes, benefiting over 251 million customers globally.

Global Recognition and Continuing Commitment

The sustainability efforts of Ping An have garnered international acclaim. In 2025, they received the MSCI ESG AAA rating, further highlighting their position as a leader in the Multi-line Insurance Brokerage category. Ping An's commitment to sustainability and high-quality growth will remain a cornerstone as they uphold the SIMPLE philosophy moving forward.

In conclusion, Ping An's 2025 Sustainability Report and the implementation of the SIMPLE framework showcase how a comprehensive approach not only drives corporate growth but also fosters societal and environmental well-being. As the company looks to the future, it aims to continue its trajectory of providing value to customers, employees, shareholders, and the community alike.