#USA #Catalyst Bancorp #Catalyst Bank #share repurchase #Opelousas

Catalyst Bancorp, Inc. Announces New Share Repurchase Plan

Catalyst Bancorp, Inc. (Nasdaq: CLST), the parent organization of Catalyst Bank, revealed exciting developments regarding its financial strategies. On November 20, 2025, the company disclosed that its Board of Directors has sanctioned the implementation of the company's sixth share repurchase plan, referred to as the November 2025 Repurchase Plan.

This new plan will enable Catalyst Bancorp to repurchase up to 205,000 shares, which constitutes roughly 5% of its outstanding common stock. The initiative is part of the company's ongoing commitment to enhance shareholder value and reflect its robust financial standing.

Since Catalyst Bancorp initiated its first share repurchase plan in January 2023, the organization has strategically acquired a total of 1,180,817 shares of its common stock through November 18, 2025. This figure represents around 22% of the total common shares that were initially issued, with an average acquisition price of $11.97 per share. Such proactive measures demonstrate the company's confidence in its market performance and growth potential.

Company Background

Catalyst Bancorp is a registered bank holding company and operates primarily through its wholly-owned subsidiary, Catalyst Bank. With assets amounting to $283.8 million as of September 30, 2025, Catalyst Bank has established its presence in the Acadiana region of south-central Louisiana since its inception in 1922. Formerly known as St. Landry Homestead Federal Savings Bank, it has built a reputation for dedicated commercial and retail banking services. Catalyst Bank operates through six full-service branches located strategically in Carencro, Eunice, Lafayette, Opelousas, and Port Barre.

The bank's mission focuses on fueling local businesses and enhancing the lives of individuals across the region, ensuring that it plays a pivotal role in community development. As such, Catalyst Bank has been an essential partner for many in the Acadiana area, offering a diverse range of banking products and services tailored to meet the unique needs of its customers.

Strategic Implications

The launch of the November 2025 Repurchase Plan aligns with Catalyst Bancorp's overarching strategy to leverage its financial resources effectively. By repurchasing its shares, the company aims to reduce the number of outstanding shares, which can potentially amplify earnings per share and provide a boost to the stock's valuation. This strategic move is often viewed as a strong indicator of confidence by management in the company's future profitability and stability.

Moreover, these actions can instill greater investor confidence by signaling that the company believes its stock is undervalued. The board's decision to enhance shareholder returns through buybacks positions Catalyst Bancorp as a competitive player in the financial services market, especially amid a dynamic economic environment.

Future Outlook

While the announcement of the repurchase plan is encouraging, Catalyst Bancorp also cautions stakeholders regarding forward-looking statements. The company advises shareholders not to place excessive reliance on projections related to future financial performance, given that such forecasts are influenced by various risk factors and market uncertainties. The bank's management is committed to transparency and routinely reassesses the potential for its growth and operational efficiency in relation to market conditions.

In conclusion, Catalyst Bancorp’s new share repurchase plan is indicative of its strategic focus on maximizing shareholder value while continuing to fulfil its commitment to the communities it serves. As the company progresses forward, it remains dedicated to enhancing its operations and building a stable, robust financial future.

For additional information about Catalyst Bancorp and its offerings, visit Catalyst Bank's website or the Securities and Exchange Commission's site at SEC.