BIPROGY has recently delivered a state-of-the-art payment platform for JR West's newly launched payment service, Wesmo!. Starting today, this collaborative effort will not only change the way payments are made in Japan but will also empower the local economy and enhance digital salary options for users. This marks a significant milestone as JR West becomes the first domestic railway operator to register as a second-class money transfer business. The aim is to create a comprehensive open platform called WESTER, merging real-world strengths with digital advancements to rejuvenate the economy across West Japan.
BIPROGY envisions Wesmo! as an ecosystem where moving is valued, both in terms of physical movement—such as shopping and commuting—and economic vitality. The service facilitates seamless cashless payments through simple interactions, like scanning BLUE tags or QR codes, making transactions efficient and rewarding. Customers earn WESTER points with every payment, creating an incentive structure that encourages usage and repeated patronage.
In addition to facilitating those day-to-day transactions, BIPROGY aims to enhance the function of Wesmo! in the future by integrating features like recharge options for ICOCA cards and receiving digital salary payments directly to customers’ accounts. These improvements are part of BIPROGY's ongoing commitment to drive digital finance solutions that link daily living services with financial services, paving the way for a smarter life.
Background
BIPROGY has been working towards enhancing the quality of life for consumers while simultaneously boosting the revenues of businesses and financial institutions. This vision encompasses embedded finance initiatives and direct online charge services through their brand, doreca. With over two decades of experience in collaboration with JR West, BIPROGY has been involved in building critical systems such as HR management systems, membership management systems, and various apps including MaaS (Mobility as a Service) and tourism applications.
Overview
As part of the launch of Wesmo!, BIPROGY will offer a cutting-edge payment platform that leverages Wallet Station, a solution developed by Inficurion Corporation, with whom BIPROGY has a strategic business and capital partnership. The unique funding transfer system promises fast deposits and easy cashless payment processes for users and merchants alike.
About Wesmo!
Wesmo!'s brand concept revolves around the idea that 'Moving is Value.' By encouraging people to engage in everyday activities—be it shopping or traveling—Wesmo! aims to generate not only fun experiences but also economic movement. Payments can be easily made by scanning NFC tags or QR codes present in stores, with WESTER points accumulating based on transaction amounts for use in future payments. Future enhancements are already planned to include additional functions to support customers' needs better.
Future Initiatives
BIPROGY intends to expand Wesmo! with the goal of offering exceptionally convenient and rewarding experiences that connect customers, stores, and businesses seamlessly. They aim to provide integrated solutions in the financial services sector, addressing social issues and forming business ecosystems that foster widespread impact through strategic partnerships.
Endorsement
Hideo Okuda, Executive Officer and Head of the Digital Solutions Department at JR West, emphasizes that Wesmo! is designed to enrich lives, support businesses with their financing, and invigorate local communities. He views this collaborative relationship with BIPROGY as a professional partnership that is crucial to transforming movements into valued economic opportunities, ultimately contributing to revitalization across Japan.
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Note: doreca is a trademark of BIPROGY Inc. All company names and product names mentioned are trademarks or registered trademarks of their respective companies. Information provided is accurate as of the release date and may be subject to change without prior notice.
Strategic Initiatives
BIPROGY identifies five key focus areas in its management strategy (2024-2026), with a clear commitment to delivering high value by concentrating its resources strategically. The Wesmo! project is positioned within the mobility sector, emphasizing BIPROGY's role in the further evolution of the mobility industry, aimed at achieving a sustainable society.
By working closely with various stakeholders, BIPROGY seeks to create both social and economic value while contributing to addressing pressing societal challenges. These initiatives, firmly rooted in BIPROGY's growth strategy, highlight the company's commitment to innovation in both the smart life sector and embedded finance.