#Japan #Tokyo #financial literacy #Diners Club #credit score

The Importance of Credit Score Education

In recent years, financial literacy has become a fundamental skill for navigating today’s complex economic environment. Recognizing this urgent need, Diners Club, managed by Mitsui Sumitomo Trust Club Co., Ltd., has made significant strides in promoting financial education aligned with the United Nations Sustainable Development Goals (SDGs), particularly Goal 4: Quality Education for All.

Annual Participation in Financial Literacy Events

Diners Club has proudly sponsored the “Future Money Fest: Fun Financial Education” event for three consecutive years, organized by Yomiuri Shimbun. On September 13, 2025, they conducted a session entitled “Smart Use of Credit Cards,” aimed at educating participants of various ages about credit cards and cashless payment systems. The session garnered significant interest, particularly in the context of understanding and managing personal credit scores.

Soon after the event, an archived video of the session will be available for viewing from October 25 to December 26, 2025, allowing even those who could not attend to benefit from the insights shared.

About Future Money Fest

The “Future Money Fest” is an educational initiative by Yomiuri Shimbun designed to engage participants in learning about financial and economic concepts in a fun, interactive manner. This year marks the third iteration of the event. Key companies from major financial sectors, including credit cards, insurance, securities, and investments, were represented by expert instructors, engaging with an audience of approximately 1,300 people both in-person and online.

The event featured special guests, including the comedy duo “Gakutensoku” and members of the girl group “Rain Tree” produced by Akimoto Yasushi, who participated as students. Together, they experienced diverse lessons across various financial topics.

Diners Club's Educational Focus

The theme for Diners Club's session was to equip students with the knowledge required to make informed choices when selecting credit cards and understanding the invaluable benefits and potential pitfalls of cashless transactions. The curriculum included not only practical tips on choosing the right card and security measures against fraud, but also the history of credit cards and the latest developments in payment technology.

A highlight of the session was the introduction of the “Credit Guidance” service, which began in November 2024, allowing individuals to access their credit scores and the reasons behind them. This segment captured significant attention from participants eager to learn more about managing their financial health.

Lesson Agenda

1. History of Credit Cards
2. Advantages of Credit Cards
3. How to Choose a Credit Card
4. Mechanics of Credit Cards
5. Credit Guidance Overview
6. Current Landscape of Credit Card Fraud and Countermeasures
7. Future of Credit Cards

Engaging Learning Environment

This year's event stimulated lively interactions, with quizzes led by instructors from the stage. A standout moment was when a member of Rain Tree instantly answered a quiz about the origins of credit cards, inciting enthusiastic applause. The youngest participant, 16-year-old Suzuno, provided candid reflections, while questions from Gakutensoku's Okuda added practical insights. Such diverse perspectives enriched the learning experience and engaged the audience.

During discussions about fraud, participants were surprised by the statistics on victim demographics, highlighting the importance of awareness and proactive measures. This dynamic environment fostered a genuine spirit of learning under the event's motto, “Fun Learning.”

Exhibition Booths

In addition to the lectures, sponsoring companies established booths in the foyer to provide consultations on financial matters and distribute promotional items. The Diners Club booth showcased a rare paper card from 1960 and engaged visitors with information about current offers and campaigns.

Explore Archived Content

For those unable to attend, comprehensive articles and archived videos from the event will be accessible on the special site from October 25. This availability offers a valuable chance to explore critical teachings on finance and literacy in an enjoyable format.

Conclusion

Financial education directly contributes to the SDGs, especially Goal 4, which emphasizes quality education for all and Goal 8, focusing on sustainable economic growth. By enhancing financial literacy among a diverse populace, Diners Club aims to empower individuals towards economic independence and foster a sustainable society. As part of the Mitsui Sumitomo Trust Group, the company remains committed to promoting financial education for all generations.

Diners Club is also available for free consultations and seminars tailored to the needs of various educational institutions and organizations, emphasizing their dedication to fostering knowledgeable financial practices.

For more details on the Diners Club card and various promotional campaigns, visit their official website.