#USA #Charlotte #Amwins #Property #Habitational

Amwins Special Risk Underwriters Unveils HabVantage™

On July 8, 2025, Amwins Special Risk Underwriters (SRU) announced the exciting launch of HabVantage™, a unique all-risk property solution specifically designed for the habitational market. This program responds to the increasing challenges faced in securing insurance for habitational properties amid a volatile market landscape.

Addressing Industry Challenges

As businesses continue to evolve and the property landscape changes, insurance solutions need to adapt accordingly. The HabVantage™ program provides brokers with much-needed access to expert underwriting and an attractive capacity for habitational risks, which have become more challenging to insure. SRU’s initiative addresses these issues head-on, ensuring comprehensive coverage options that include protection against floods and earthquakes, backed by insurance carriers rated A- or better.

Mark Bernacki, the Chief Underwriting Officer at Amwins, highlighted the significance of this launch, stating, “SRU's proven track record of underwriting excellence continues to open doors and bring more solutions to market.” He emphasized that HabVantage™ stands out by offering both stability and creative strategy, which are essential for brokers looking to navigate a complicated insurance environment.

Comprehensive Coverage for All

The HabVantage™ program is available across all 50 states and Washington D.C., designed to cover a wide range of habitational risks. From single-location dwellings to extensive portfolios, this program allows Amwins brokers to find tailored insurance solutions for their clients. The in-house underwriting team at SRU emphasizes quality, flexibility, and prompt attention to ensure that each submission receives the care it requires.

Jeff McNatt, President of Amwins Brokerage, expressed the mission behind this launch: “Our job is to give brokers an edge—especially in today's environment when property deals are tougher, timelines are tighter, and expectations are higher.” Consequently, HabVantage™ is crafted not just as a response to the market's challenges, but as a proactive solution aimed at empowering retailers in their pursuit of success.

Exclusive Access and Specialized Expertise

Amwins Special Risk Underwriters, functioning as Amwins' in-house managing general agent (MGA), provides brokers with exclusive access to an extensive portfolio of programs tailored for the insurance needs of their clients. Supported by the vast resources of Amwins, SRU boasts strong relationships with reputable carriers rated A- or better by AM Best, ensuring brokers find the best options for their clientele. Currently, SRU offers 14 specialized products along with an expert team of actuaries committed to delivering detailed catastrophe risk data analysis and accurate pricing strategies.

Since its inception in 2008 as an exclusive MGA for Amwins, the company has become synonymous with quality and access in the industry. The specialized products available through SRU can only be obtained via Amwins brokers, further emphasizing their unique market position.

For more information about HabVantage™ and Amwins' offerings, interested parties are encouraged to contact Lisa Kuszmar at Amwins via telephone at 704.749.2780 or through email at [email protected]

Whether seeking coverage for a single family home or a broad array of residential properties, HabVantage™ stands poised to meet the needs of the habitational market with an emphasis on peace of mind and comprehensive risk management solutions.

Final Thoughts

As the property insurance market continues to change, innovative solutions like HabVantage™ will be indispensable for brokers and their clients navigating an increasingly complex landscape. With a commitment to responsive service and expert underwriting, Amwins Special Risk Underwriters is effectively positioning itself at the forefront of habitational risk management.

Explore the possibilities with HabVantage™ and empower your insurance journey.