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VC Startup Health Insurance Union Marks Second Anniversary

The VC Startup Health Insurance Union, based in Minato, Tokyo, proudly celebrated its second anniversary on June 1, 2026. This organization is committed to building sustainable medical resources while securing the future of healthcare. Its mission focuses on leveraging healthcare and technology to ensure the well-being of working individuals and their families.

In 2025, the organization concentrated on stabilizing operations and laying a solid foundation for expansion. This year marked a significant growth period by increasing the number of insured members, participating companies, and insurance premium revenues. Over the past two years, the union has successfully contributed to a total reduction of approximately 2 billion yen in health insurance costs for startups and small businesses.

Key Highlights of 2025 Fiscal Year

Over the last fiscal year, which runs from April 2025 to March 2026, the union experienced remarkable progress reported in the following areas:

• - Number of Companies Participating: Increased from 344 to 472, an addition of 128 companies in just one year.
• - Number of Members: Grew significantly from 22,603 to 33,381, an increase of 10,778 people.
• - Customer Satisfaction: The satisfaction rate among participating companies and members improved from 87.9% to 92.1%.
• - Average Salary for Insurance Calculations: Rose from 573,000 yen to 585,000 yen.
• - Insurance Premium Rate: Maintained one of the leading combined health insurance rates at 8.98%, aiding in reducing costs for both businesses and their employees.
• - Long-term Care Insurance Premium Rate: Decreased from 2.18% to 1.8% for the 2026 fiscal year, reflecting sound financial management.

The theme for the 2025 fiscal year centered on stabilizing operations and creating a robust foundation for growth, supported by strengthening relationships with existing participating companies. This approach has established a capable operational framework that welcomes a broader array of startups.

Contribution to the Startup Ecosystem

The impact of the union goes beyond just increasing member numbers. It plays a crucial role in ensuring the peace of mind for those working at startups and their families while enhancing the potential for growth among participating companies.

Some of the contributions made include:

• - Supporting health management efforts of participating companies where 16 startups engaged in health initiatives, with two achieving silver recognition.
• - Introduction of dashboard functionalities for health management, enabling visualization of health check participation and online reminders.
• - Hosting seminars and providing content targeted at company representatives.
• - Starting in 2026, the union will also automate health check subsidy applications to further reduce the burden on companies.

For example, from June 2024 to March 2026, the union supported the birth of 594 children, comprising 420 births by insured individuals and 174 by dependents.

Additionally, health care support content and wellness services are available through a benefits page.

Overview and Future Plans

Founded under the General Association for Promoting Occupational Health in Startups on December 26, 2022, the VC Startup Health Insurance Union commenced operations officially on June 1, 2024, after gaining approval from the Minister of Health, Labor, and Welfare.

The initial year focused on establishing efficient management and a healthy financial base, while the 2025 fiscal year emphasized laying the groundwork for future expansion. For the upcoming 2026 fiscal year, the union aims to drive enhancements in healthcare services while optimizing operational costs through automation.

As a vital social infrastructure supporting talent in the startup industry, the union strives to evolve the nature of health insurance itself, utilizing innovations to back the growth and organizational management within the startup community.

The organization continues to offer competitive health insurance options that alleviate premium burdens while providing electronic applications, health checks, health management support, and enhanced welfare, catering to the needs of growing companies. The union is also focusing on strengthening recruitment for individuals who share its mission to innovate within the health insurance sector.

For more information, visit our anniversary page at 2周年特設ページ and our official website 組合HP. Interested candidates can view our recruitment page at 採用ページ or contact our press office at [email protected].