#United States #Los Angeles #B2B Payments #Credit Key #Barings

Credit Key Secures $90 Million in Growth Capital

In a significant development on January 21, 2026, Credit Key, an innovative B2B payments and financing platform, revealed that it has successfully secured $90 million in new growth capital. This substantial funding round also includes a strategic partnership with Barings, a well-regarded global investment management firm, paving the way for Credit Key's future expansion.

The Importance of Flexible Payment Solutions

The digital landscape for businesses is evolving swiftly, particularly in the realm of e-commerce. As more small and medium-sized businesses (SMBs) transition to online shopping, the demand for flexible payment options grows. Credit Key aims to revolutionize B2B transactions by offering solutions that enhance the shopping experience for these companies. John Tomich, CEO and Founder of Credit Key, highlighted the increasing necessity of seamless checkout experiences and easy access to working capital for business operations today. This investment reflects both the strength of Credit Key’s business model and its potential for scaling operations in this rapidly digitalizing market.

What This Funding Enables

The funding will be strategically utilized to accelerate product innovation and bolster partnerships with platform providers in the B2B sector. Credit Key is committed to improving its offerings, ensuring that merchants can easily engage through enhanced features and streamlined access to capital. By embedding its services directly into merchant eCommerce workflows, Credit Key stands to remove barriers in B2B purchasing, thereby empowering buyers with better cash flow management tools.

Mike Searles, Head of North America Capital Solutions at Barings, expressed excitement about the partnership, stating that the demand for flexible payment options is pivotal in separate successful platforms from their competition. As business buying continues to shift toward digital solutions, Credit Key is positioned to develop the necessary infrastructure to cater to the next generation of B2B e-commerce needs.

Enhancing Merchant Relations

With the $90 million capital infusion, Credit Key plans to expand its merchant relationships across the United States. The objective is clear: to enhance conversion rates and order sizes by integrating flexible payment options into checkout processes designed specifically for modern B2B commerce. This focus not only aims to improve user experience but also enhances the ease and efficiency of transactions for merchants, allowing them to better serve their SMB customers.

About Credit Key

Credit Key is at the forefront of advancing financial solutions for e-commerce merchants. By providing seamless integration into existing sales workflows and offering unique repayment options, the platform significantly enhances conversion rates. Their mission is to support small businesses in overcoming financial hurdles as they seek growth and sustainability through e-commerce channels.

About Barings

Barings is a leading global asset management firm managing assets in excess of $470 billion. They specialize in partnering with institutional clients to deliver flexible financing solutions across public and private markets. This strategic alignment with Credit Key underscores Barings' commitment to supporting innovative businesses in the financial technology landscape.

In conclusion, Credit Key is poised for a transformative journey in the B2B payments arena, and with robust backing from Barings, it seeks to redefine how SMBs interact with e-commerce. This strategic growth endeavor aims to make B2B transactions smoother and more efficient, setting a new standard for the future of business financing.