#United States #Worcester #Motorcycle Insurance #Hanover Insurance #ORV Coverage

The Hanover Insurance Group Expands Its Motorcycle and ORV Offerings

The Hanover Insurance Group, Inc. (NYSE: THG) has taken a significant step by expanding its insurance products for motorcycles and off-road vehicles (ORVs). This expansion aims to broaden the availability of these essential insurance products across various states, affirming the company's commitment to providing comprehensive insurance solutions for both agents and customers alike.

As of May 14, 2026, The Hanover has made its motorcycle insurance accessible to customers in Maryland and Virginia. Furthermore, the ORV offerings have recently been introduced in Maine, New Hampshire, Ohio, and Pennsylvania. These significant development shows how The Hanover is focused on reinforcing its position as a reliable provider in the specialty insurance market.

Key Features of the Expanded Offerings

What's particularly appealing about these offerings are the key coverage features that they include:

• - Agreed Value Option: This is a significant feature for motorcycle owners, ensuring they are safeguarded for the total insured value of their vehicles. This option is particularly beneficial in the event of an accident or total loss, as it allows owners to feel secure that their investment is fully protected.

• - Enhanced Physical Damage Coverage: Both motorcycles and ORVs now enjoy improved physical damage coverage. This added layer of protection encompasses $1,500 in custom equipment coverage, as well as $1,000 for rider safety apparel. Such inclusions enhance the overall protection riders receive, allowing them to invest in both their vehicles and safety without financial concerns.

• - Hanover Platinum Waiver of Deductible: This distinctive feature strengthens the benefits of consolidating insurance coverage under one carrier. In moments that matter most, customers can enjoy the peace of mind that comes with knowing their deductible may be waived.

A Holistic Insurance Experience

Daniel C. Halsey, the President of Personal Lines at The Hanover, emphasized that these new offerings are aligned with the company's total account strategy. According to Halsey, the integration of recreational lines into The Hanover’s insurance portfolio permits agents to deliver a seamless, holistic insurance experience. This ultimately serves to enhance customers' satisfaction and retention, while simplifying the overall process for both agents and clients.

Continuing Investment in Insurance Solutions

The expansion of motorcycle and ORV insurance is just the latest initiative in a series of investments by The Hanover to provide a consolidated account experience for customers. The company already offers a variety of coverage options, including umbrella insurance, cyber security policies, and collector car coverage, which they rolled out in collaboration with Hagerty in 2025.

Motorcycle insurance is now available in numerous states, including Connecticut, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New York, Ohio, Pennsylvania, Tennessee, Virginia, and Wisconsin. The ORV coverage has similarly expanded, being available in states such as Illinois, Maine, Maryland, Massachusetts, Michigan, New Hampshire, Ohio, Pennsylvania, Virginia, and Wisconsin, with additional states planned for future expansion later this year.

Looking forward

The efforts by The Hanover Insurance Group to expand its motorcycle and ORV offerings reflects its ongoing dedication to supply comprehensive and customer-focused insurance products. As customers look for ways to protect their homes, vehicles, and lifestyles, The Hanover stands ready to deliver and accommodate their needs. For more information about the new motorcycle and ORV offerings from The Hanover, interested parties can visit their official website at hanover.com.

About The Hanover

The Hanover Insurance Group, Inc. is a prominent holding company that encompasses multiple property and casualty insurance entities. Together, they form one of the largest insurance businesses in the United States. Known for delivering exceptional insurance solutions via a select group of independent agents and brokers, The Hanover offers both standard and specialized protection for small to mid-sized businesses, as well as personal insurance coverage for homes, automobiles, and other personal belongings. For further insight into their products, visit hanover.com.