Enhancing Cash Flow Management Services by Moneytree for Business Cardholders
On June 11, 2025, American Express International, Inc. (based in Minato, Tokyo), led by President Yasuhiro Sudou, introduced an innovative service called "Cash Flow Management by Moneytree" aimed at empowering small business owners and sole proprietors who hold a business card. This new service allows users to consolidate their banking and card spending information, which results in comprehensive cash flow management and visualization.
"Cash Flow Management by Moneytree" enables business card members to effectively monitor income and expenditure by integrating data from multiple bank accounts and credit cards. Through this service, users can gain insights into cash flow trends and their categorization of spending through visually appealing graphs and charts. Additionally, it features a predictive tool that forecasts future cash flows, allowing members to input projected income and expenses, aiding in financial planning and simulations.
This initiative not only assists in cash flow visualization but also alerts users via email when there is a potential risk of cash shortage in the upcoming months. Members can tailor their cash flow predictions through customizable simulations that factor in their unique financial situations.
Moreover, by the end of 2025, business cardholders will have the ability to apply for increased credit limits directly from the dedicated Cash Flow Management interface, based on their registered bank account data and transaction history. This streamlining of the application process eliminates the need for phone inquiries, granting users greater convenience.
American Express is committed to solving business challenges and enhancing customer satisfaction by expanding its suite of card-based services. It is important to note that while the potential increased credit limit is contingent on payment and spending history, it is not a guarantee of higher limits, as actual limits may vary based on a thorough credit evaluation.
The Cash Flow Management by Moneytree service is complimentary for all the business card variants offered by American Express to small business owners and solo entrepreneurs, including:
1. American Express® Business Gold Card
2. American Express® Business Platinum Card
3. American Express® Business Green Card
American Express's Vice President for Commercial Products, Nobuaki Kanou, expressed, "Through various features and benefits associated with our business cards, American Express has consistently supported the growth of small business owners and entrepreneurs. We are thrilled to offer a service that empowers our members to visualize and predict their financial health. Our aim is to enhance the value of American Express Business Cards further, allowing entrepreneurs to focus on their core operations."
For detailed information regarding the Cash Flow Management service and subscription inquiries, please visit the American Express website.
Founded in 1850 in New York, American Express is a global service brand that has offered premium lifestyle products and services for individuals, as well as business efficiency enhancements and growth incentives for corporations. In Japan, operations began in 1917, and American Express continues to provide unparalleled customer experiences through a vast network of merchants and travel service locations across more than 200 countries and regions.
Established in Japan in 2012, Moneytree offers financial data platforms, including the personal asset management service "Moneytree®" and the corporate finance management service "Moneytree Business®". Aiming to establish a trusted data platform recognized in the financial and accounting sectors, Moneytree is supported by investments from notable entities such as Fidelity International and major banks.
"Cash Flow Management by Moneytree" enables business card members to effectively monitor income and expenditure by integrating data from multiple bank accounts and credit cards. Through this service, users can gain insights into cash flow trends and their categorization of spending through visually appealing graphs and charts. Additionally, it features a predictive tool that forecasts future cash flows, allowing members to input projected income and expenses, aiding in financial planning and simulations.
This initiative not only assists in cash flow visualization but also alerts users via email when there is a potential risk of cash shortage in the upcoming months. Members can tailor their cash flow predictions through customizable simulations that factor in their unique financial situations.
Moreover, by the end of 2025, business cardholders will have the ability to apply for increased credit limits directly from the dedicated Cash Flow Management interface, based on their registered bank account data and transaction history. This streamlining of the application process eliminates the need for phone inquiries, granting users greater convenience.
American Express is committed to solving business challenges and enhancing customer satisfaction by expanding its suite of card-based services. It is important to note that while the potential increased credit limit is contingent on payment and spending history, it is not a guarantee of higher limits, as actual limits may vary based on a thorough credit evaluation.
Key Features of Cash Flow Management by Moneytree
- - Cash Flow Visualization & Prediction: Users experience enhanced transparency of their financial status. By managing multiple accounts in one place, they can track their cash flow progression and categorize expenditures.
- - Predictive Features: The forecasting functionality assists businesses in planning by alerting users to any impending cash shortages, supporting timely decision-making.
- - Financial Solutions Proposal: Based on cash flow forecasting, tailored suggestions for financing solutions such as "after repayment options" or "VIP Loan Card for American Express" are provided, aligning with users’ specific needs.
Target Cards
The Cash Flow Management by Moneytree service is complimentary for all the business card variants offered by American Express to small business owners and solo entrepreneurs, including:
1. American Express® Business Gold Card
2. American Express® Business Platinum Card
3. American Express® Business Green Card
American Express's Vice President for Commercial Products, Nobuaki Kanou, expressed, "Through various features and benefits associated with our business cards, American Express has consistently supported the growth of small business owners and entrepreneurs. We are thrilled to offer a service that empowers our members to visualize and predict their financial health. Our aim is to enhance the value of American Express Business Cards further, allowing entrepreneurs to focus on their core operations."
For detailed information regarding the Cash Flow Management service and subscription inquiries, please visit the American Express website.
About American Express
Founded in 1850 in New York, American Express is a global service brand that has offered premium lifestyle products and services for individuals, as well as business efficiency enhancements and growth incentives for corporations. In Japan, operations began in 1917, and American Express continues to provide unparalleled customer experiences through a vast network of merchants and travel service locations across more than 200 countries and regions.
About Moneytree
Established in Japan in 2012, Moneytree offers financial data platforms, including the personal asset management service "Moneytree®" and the corporate finance management service "Moneytree Business®". Aiming to establish a trusted data platform recognized in the financial and accounting sectors, Moneytree is supported by investments from notable entities such as Fidelity International and major banks.
Topics Consumer Products & Retail）
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