Octane Secures $1.4 Billion Forward-Flow Agreement with Major Investors for Enhanced Growth

Octane Closes $1.4 Billion Forward-Flow Deal

Octane Lending, Inc. has successfully closed a pivotal forward-flow facility worth $1.4 billion, the largest in the company’s history. This significant achievement not only represents a landmark transaction for Octane but also showcases the growing confidence institutional investors have in the company’s capabilities and its offerings. The deal involves a collaboration with heavyweight partners, including New York Life Investment Management, MetLife Investment Management, Equitable, Pacific Life, and Victory Park Capital. These institutions have expressed their commitment to purchasing up to $1.4 billion backed by fixed-rate installment loans focused on powersports and outdoor power equipment, originating from Octane's trusted subsidiary, Roadrunner Financial, LLC.

A Strategic Partnership Expansion

This transaction marks Octane's third forward-flow partnership with key institutional investors, building upon foundations set by earlier collaborations. In April 2025, Octane announced a $700 million forward-flow facility with some of these same investors, reinforcing the trust placed in Octane’s financial model and operational structure.

Nicholas Makarov, Octane's Senior Vice President and Head of Capital Markets, emphasized the importance of this agreement in the company's journey, saying, "This major forward-flow facility is not just a number; it showcases the strength and stability of our credit performance and the continuous demand for Octane-originated assets from leading institutional investors."

Brendan Feeney, Managing Director at New York Life Investment Management, voiced his support for the partnership, stating that this facility reflects a commitment to sourcing uniquely valuable assets that align with their strategic goals.

Growth Trajectory in 2026

2026 has proven to be a year of remarkable progress for Octane. Just in the first half of the year, the company reported a staggering 37% year-over-year growth in loan originations, crossing the $9 billion mark in total originations since its inception in 2014. This growth coincides with an expansion of Octane’s Captive-as-a-Service™ partnerships across various sectors including powersports and recreational vehicles (RVs). Moreover, this broadening of scope is complemented by the company’s entry into the automotive industry.

In addition to the forward-flow transaction, Octane's robust asset-backed securitization program has issued over $5 billion in notes, showcasing the firm’s capability to innovate in the financial services sector. Notably, the $337 million RV and Marine securitization was recognized as a significant milestone in the industry.

Emphasizing Digital Solutions

What sets Octane apart in this competitive landscape is its seamless, end-to-end digital buying experience. By leveraging advanced technology and innovative risk strategies, Octane aims to make financing accessible and swift for a diverse clientele. The fintech company is at the forefront of facilitating automotive and lifestyle purchases, ensuring that both retailers and consumers can benefit from a frictionless financing process.

Founded in 2014, Octane has rapidly developed into a formidable player in the financial technology landscape, garnering partnerships with over 80 OEM brands and more than 4,000 dealers. This expansive network enables Octane to prequalify consumers for financing online significantly faster and immerse them in a simplified buying journey.

As Octane continues to solidify its position, it stands committed to redefining financing in the retail landscape, empowering consumers while providing superior service and value throughout the loan lifecycle. The successes achieved through this latest transaction further accentuate Octane's potential for future growth and innovation in the financial market.