Capra Bank Shines as the Fastest-Growing Bank in the U.S. with Support from Baker Hill Technology

Capra Bank Recognized as Fastest-Growing Bank in the Nation

Capra Bank has recently made headlines for achieving an extraordinary milestone as the fastest-growing bank in the United States. According to a nationwide peer growth analysis conducted by Raymond James, Capra Bank ranked first among the top 30 banks based on compound annual asset growth between 2023 and 2025. The report revealed an impressive 296% growth in assets, 411% growth in loans, and 305% growth in deposits, further solidifying the bank's notable presence in the industry.

What sets Capra Bank apart is its commitment to organic growth. The bank has achieved its remarkable expansion without the aid of mergers or acquisitions, focusing instead on customer acquisition, local market expansion, and optimizing operations. This strategic approach has been greatly enhanced by Baker Hill's technology platform, which supports operational efficiency and elevates the customer experience. Baker Hill, a leader in lending, risk management, and analytics solutions, has played an instrumental role in Capra Bank's success.

Andy Ivankovich, the Chairman and CEO of Baker Hill, expressed admiration for Capra Bank's innovative approach to community banking. He noted that their rapid scaling, combined with a strong emphasis on credit performance and customer relationships, stands as a testament to their exceptional management and operational capabilities. "Capra Bank is redefining what modern community banking can look like," Ivankovich remarked.

Headquartered in Dubuque, Iowa, Capra Bank serves a diverse customer base across Iowa, Texas, and New Mexico. The bank's model emphasizes empowering experienced bankers and streamlining lending operations while leveraging state-of-the-art banking technology. This infrastructure allows Capra Bank to adapt quickly to market demands, offering high-touch services to clients.

Tut Fuller, the CEO, Chairman, and Founder of Capra Bank, shared insights into the bank's rapid growth, calling it rare in the banking sector. He stressed that the bank's achievement showcases what can happen when exceptional banking professionals, strong customer ties, and leading-edge technology converge. He credited Baker Hill for being a vital partner in their journey toward scaling efficiently while maintaining quality service.

In a historic moment, Capra Bank recently surpassed the $1 billion asset mark, becoming the fastest bank ever to reach this milestone, beating the previous record by an impressive nine months. This achievement is particularly noteworthy given that, despite their growth, Capra Bank continues to show strong financial performance in comparison to industry peers. By Q1 2026, the bank reported assets totalling $1.23 billion, a Return on Average Assets of about 1.3%, and an efficiency ratio of 55%, highlighting the robustness and scalability of their operational model.

As the financial landscape evolves, many institutions look to Capra Bank as an example of how community banking can effectively integrate technological advancements without sacrificing the personal touch that customers value.

Ivankovich concludes with a recognition of Capra Bank's disciplined leadership, operational excellence, and willingness to embrace the right technology infrastructure, likening their success to a lighthouse for others in the industry seeking to modernize and grow effectively.

For those interested in Capra Bank's offerings or wanting to explore their innovative services, detailed information is available at Capra Bank's website. With a mission to provide exceptional services and industry-leading technology, Capra Bank is poised for continued success in the ever-evolving financial environment.