GeNiE Partners with Kanmu to Launch Bundled Card Loan Service

GeNiE Partners with Kanmu for Integrated Financial Services

GeNiE, a Tokyo-based company specializing in embedded finance, has announced a strategic partnership with Kanmu, known for its widely-used Visa prepaid card app, Bundled Card. This collaboration introduces a new lending feature called “Bundled Card Loan,” which will officially launch on March 9, 2026. With over 14 million downloads, the Bundled Card app aims to create a seamless financial experience by integrating various financial services into daily life.

A Vision for Financial Integration

The Bundled Card app’s mission is to dissolve the barriers between users and financial services, enabling a state where users are effortlessly supported without being overly aware of it. As the cost of living continues to rise, there is an increasing demand for flexible financial solutions that can quickly address unexpected expenses or provide access to substantial funds when needed. To meet this growing need, GeNiE introduces “Money Lamp,” a specialized embedded financial service that enhances existing business operations by adding lending capabilities.

Introducing Bundled Card Loan

The “Bundled Card Loan” is a wholly app-based lending service that offers users the convenience of accessing funds directly within the Bundled Card experience. From application to funds withdrawal, users can manage the entire process within the app, ensuring a smooth experience tailored to their financial needs.

Key Features of Bundled Card Loan

- Immediate Cash Access: The loan funds are directly deposited into a financial institution's account, allowing users to withdraw cash instead of relying solely on card charges. This feature makes the funds readily usable for various needs.
- Full App Integration: The entire application process, including document submissions and fund deposits, is completed within the Bundled Card app, making it user-friendly and accessible.
- Flexible Repayment Options: Users can repay borrowed funds in installments, reducing monthly financial burden and facilitating more manageable repayment plans.

Money Lamp's Unique Proposition

“Money Lamp” specializes in lending capabilities, crafted to meet the evolving financial needs of users. The lending business requires establishing compliant systems with stringent regulations, making it a challenging sector to enter. However, with “Money Lamp,” companies can launch lending functionalities within as little as two weeks. This allows seamless application for lending services during checkout on familiar shopping platforms or apps—providing users immediate access to the cash they need. The timely introduction of such a fin-tech service aims to enhance customer experiences while driving up the revenue for businesses.

Benefits of Money Lamp

1. No Initial Costs or Licensing Needed: Companies can rapidly monetize lending opportunities without the burden of startup costs.
2. Quick Launch Capabilities: Achieve lending service rollouts in just two weeks.
3. High-Precision Credit Assessment: Being a fintech subsidiary of Acom allows GeNiE to offer advanced credit evaluation systems.

For more information, visit the official service page.

About Bundled Card

The Bundled Card is a Visa-branded prepaid card that users can obtain in as little as a minute. Available for use at over 200 countries and regions worldwide, it features clear budgeting via a rechargeable structure that many consumers find reassuring. The app offers convenient functionalities like “One-Click Recharge,” enabling immediate fund transfer simply by inputting an amount. It also provides both virtual and physical card options for diverse shopping environments, supporting contactless payment on compatible Android devices. Note that card availability may vary based on specific conditions, including age restrictions and necessary approvals.