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Clearth Life's New Fund Surpasses 300 Million Yen in Four Months

Clearth Life, a company specializing in the development and sale of investment condominiums, officially launched its product "Clearth Fund: Mirai no Ki" in April 2025. This fund is tailored specifically for management associations and allows them to invest a portion of their reserve funds, aimed at asset management. As of August 2025, the fund has already exceeded 300 million yen in assets under management.

The company anticipates a growth of investments to 1 billion yen by the end of 2025 and aims for 3 billion yen within the next three years. This fund leverages stable rental income from high-quality urban residences to meet the long-term asset management needs of these associations.

Growing Needs Amid Rising Costs

With the recent surge in construction costs and wages, many condominium associations are facing an unavoidable increase in their maintenance reserve funds. Simultaneously, with interest rates remaining low and below inflation, there's a pressing concern about the depreciation of these reserves. Thus, ensuring stable and efficient funding for large-scale repair projects has become a critical issue for these associations.

Previously, available asset management options for condominium management associations were largely limited to low-yielding savings accounts and some specialized bonds, leading to inadequate returns. In response to these challenges, the Clearth Fund: Mirai no Ki introduces a new scheme that combines the safety of a preferred/subordinated equity structure along with stable rental income generated from urban properties. This innovation presents a new asset management option for condominium associations, which previously had limited choices.

Prioritized Safety and Returns

The Clearth Fund: Mirai no Ki stands out as one of the rare products that successfully balances safety and profitability, providing much-needed options for management associations with restricted asset management avenues.

Utilizing data from the Construction Price Index by the General Incorporated Foundation for Construction Price Investigation, Clearth Life emphasizes safety through a preferred/subordinated investment strategy. This structure allocates 80% of investment from the condominium association (preferred investment) and 20% from Clearth Life (subordinated investment). In instances of asset devaluation, the subordinated investment acts as a buffer, protecting the principal of the preferred investment as long as total asset evaluations do not fall below 80%.

Thoughtful Asset Selection

The fund focuses on carefully curated condominium units in central Tokyo, employing an investment strategy that diversifies across multiple properties. This approach mitigates the likelihood of immediate devaluation, thereby lowering risk for all investors.

Product Overview: Clearth Fund: Mirai no Ki

• - Target: Condominium management associations
• - Scheme: Real Estate Specific Joint Business Law—partially anonymous collective investment
• - Investment Composition: 80% preferred equity (management associations) / 20% subordinated capital (Clearth Life)
• - Investment Targets: Condominium units in central Tokyo
• - Profit Distribution: Rental earnings are prioritized for distribution to the management associations

Key Features

1. Enhanced Principal Protection: Safety through subordinate investment designed to protect management association principal.
2. Flexible Funding: Options to adapt investment amounts and durations based on the financial plans of associations.
3. Stable Returns: Consistent rental distribution utilizing high-occupancy urban properties.

For inquiries, please contact:
Clearth Life, Licensed under the Real Estate Specific Joint Business Authorization Number: Tokyo Governor No. 94.
Clearth Fund: Mirai no Ki Website
Clearth Life Main Website

Founded over 40 years ago, Clearth Life has focused on planning and developing single-person condominiums in urban areas. The company also manages rental management, building management, and brokerage activities through its group companies, positioning itself as a comprehensive real estate investment corporation.