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Overview of Foreclosure Activity in April 2026

The latest report from ATTOM, a premier provider of property data and real estate intelligence solutions, reveals a continued increase in foreclosure activity across the United States for April 2026. Notably, there was an annual rise in foreclosure filings, with total properties experiencing such actions reaching 42,430. This figure indicates a decline of 8% compared to the previous month yet highlights an 18% increase year-over-year.

Foreclosure Starts and Completed Foreclosures

April saw a 12% rise in foreclosure starts compared to the same month last year, culminating in a total of 28,414 new foreclosure processes initiated. Conversely, completed foreclosures, or Real Estate Owned (REOs), surged by 42% annually, with 5,098 properties repossessed by lenders. Despite these numbers, overall foreclosure activity remains significantly lower than the levels experienced before the pandemic.

Rob Barber, CEO of ATTOM, noted that while there is a decline compared to March 2026, the rise in annual statistics raises concerns about homeowners facing challenges due to skyrocketing borrowing costs and financial strain. Many lenders appear to be navigating through distressed inventory, which further compounds the issues faced by homeowners struggling to stay afloat.

States with High Foreclosure Rates

Examining the national landscape of foreclosure activity reveals the most pressing states, particularly Delaware, South Carolina, and Florida, which are leading the country in foreclosure rates. The data indicates that, on average, one in every 3,388 housing units nationwide had a foreclosure filing. Specifically, Delaware's rate was alarming at one in every 1,739 units, with South Carolina (one in 1,745) and Florida (one in 2,092) following closely behind.

Among metropolitan areas with populations exceeding 500,000, Lakeland, Florida reported the highest foreclosure rate with one filing per every 1,221 housing units, followed by Columbia, SC, and Charleston, SC.

Significant Increases in Foreclosure Starts

The states reporting the most substantial number of foreclosure starts in April 2026 included:

• - Florida: 3,505 starts
• - Texas: 3,154 starts
• - California: 2,786 starts
• - Georgia: 1,407 starts
• - Illinois: 1,366 starts

In particular, cities like Pittsburgh, PA and Austin, TX saw remarkable year-over-year increases in foreclosure starts, suggesting rising pressures in these housing markets.

Repossessions and Their Trends

The report outlines that Texas leads the nation with the highest number of completed foreclosures, as evidenced by 640 REOs. Following Texas, states with significant REO numbers included California, Florida, Pennsylvania, and Illinois. However, in contrast to the national trend, metropolitan areas like Atlanta, GA, recorded a drop in repossessions, which indicates varying local conditions.

Conclusion and Report Methodology

April 2026's foreclosure data reveals a complex landscape where increasing foreclosure activity coexists with national averages that remain below pre-pandemic levels. The ATTOM report compiles comprehensive data on properties undergoing foreclosure from more than 3,000 counties across the nation, incorporating all stages of foreclosure processes.

In summary, as homeowners face heightened economic challenges, the rise in foreclosure activity could be indicative of broader market dynamics at play. With ongoing economic factors impacting home affordability, close monitoring of these trends will be crucial in the coming months.

For more insights and detailed information, visit ATTOM’s website or contact them for further inquiries.