#Japan #Tokyo #Credit Agreement #SMBC #TANAAKK

TANAAKK Expands Financial Capacity with New Credit Facility

TANAAKK K.K., based in Chiyoda-ku, Tokyo and led by President Masayoshi Aoki, has announced a significant development in its financial strategy. On January 27, 2026, the company entered into a syndicated credit agreement for a revolving credit facility amounting to 1.55 billion yen (approximately US$10 million). This strategic move aims to ensure that TANAAKK has access to flexible and reliable working capital as it pursues aggressive growth plans.

Overview of the Credit Agreement

The agreement was arranged by Sumitomo Mitsui Banking Corporation (SMBC), which acted as the lead agent for the financial syndicate. The following financial institutions participated in this arrangement:

• - Sumitomo Mitsui Banking Corporation (Ningyocho Corporate Banking Department)
• - The Higashi-Nippon Bank, Limited (Head Office Business Department)
• - The Bank of Kyoto, Ltd. (Head Office Business Department)
• - Sanju San Bank, Ltd. (Tokyo Corporate Banking Department)
• - The Shiga Bank, Ltd. (Kyoto Branch)
• - The Hokuriku Bank, Ltd. (Hakusan Branch)

The facility is structured as a syndicated revolving credit line, allowing TANAAKK to draw upon funds as needed, thereby enhancing its operational leeway. The agreement is set to operate from January 30, 2026, to January 28, 2027, providing the company with nearly a year of accessible capital.

Strategic Purpose Behind the Agreement

TANAAKK aims to optimize its Internal Rate of Return (IRR) over the next decade through a focus on Product-Led Organic Growth (PLOG), which combines competitive Return on Invested Capital (ROIC) with operational leverage. The new funding will primarily support working capital needs arising from anticipated revenue and profit increases. By ensuring that funds are readily available, TANAAKK can quickly adapt to market changes and capitalize on growth opportunities, maintaining its competitive edge.

Future Outlook

With this credit facility, TANAAKK reaffirms its commitment to sustainable growth and scalability. The company plans to utilize this liquidity to not only address immediate financial needs but also to strategically invest in expansion opportunities that could arise in a dynamic market landscape. This move is a testament to TANAAKK's proactive approach to business management and financial planning.

For any inquiries regarding this development, TANAAKK's Finance Department, led by Executive Officer and CFO Masato Mukai, is available at 03-6257-5600 or via email at [email protected].

As TANAAKK moves forward with this newly secured credit facility, industry watchers and stakeholders will be keen to see how the company leverages this support to enhance its market presence and achieve its long-term vision of growth and stability. This pivotal step reflects the company's operational strategy and its pursuit of excellence in financial agility, positioning it well for forthcoming challenges and prospects in the ever-evolving business environment.