#United States #Cleveland #Independent Agents #Solidarity Health Network #ProPerX Alliance

ProPerX Alliance: A New Era for Independent Insurance Agents

In a significant move to support independent insurance agents across the nation, Solidarity Health Network has unveiled the ProPerX Alliance™, a national nonprofit trade association aimed at enhancing access to group health benefits and critical business resources. This initiative comes in response to recent changes that have left many independent agents...

As the landscape of health benefits shifts dramatically, especially following State Farm's announcement to discontinue health insurance for its independent contractor agents by the end of 2026, the ProPerX Alliance aims to fill this gap. State Farm, which employs around 19,000 independent agents, has created a urgency for such supportive networks. "Independent agents run businesses, employ people, and serve families, yet they often find themselves without access to essential benefits typically available to larger organizations," explains Anne Glorioso, the president of Solidarity Health Network.

Membership Advantages

Joining the ProPerX Alliance offers various benefits to eligible agents, including:

• - Group Health Plan Access: Members can enroll in a health plan connected to a national PPO network, which includes comprehensive coverage options tailored for their professional needs, such as medical, dental, and vision coverage.
• - Discounted Pet Insurance: Recognizing the importance of pet care, the alliance will provide members with options for insuring their beloved companions at discounted rates.
• - Business Resources: Independent agents will also gain access to exclusive tools and resources designed specifically to meet the unique challenges they face, including a custom-built customer relationship management (CRM) platform to enhance client interactions.

Addressing Industry Changes

Solidarity Health Network created ProPerX Alliance in light of broader trends affecting independent agents who often lack the conventional benefits structures offered by traditional employers. Previous barriers to affordable healthcare access and essential business resources have marginalized independent contractors. According to Glorioso, "Independent agents have not only faced a lack of health benefits but also struggled with the collective bargaining power that larger companies enjoy. ProPerX Alliance is built to rectify that by fostering a supportive community where agents can unify their efforts to gain better access to essential resources."

The ProPerX Alliance provides its services independently of insurance premiums, with details of specific membership dues released upon enrollment. It is noteworthy that additional fees may apply for certain benefits and services offered.

Administrative Expertise

Solidarity Health Network, based in Cleveland, has decades of experience in benefits administration and consulting, established in 1989. With expertise ranging from self-funded health plans to ACA administration, they are well-equipped to administer the health plan associated with the ProPerX Alliance. Their commitment to supporting over 340,000 covered lives across various populations is a testament to their capacity and reliability in the industry.

Prospective members can apply for 2027 coverage, provided they meet the membership requirements. Note that the deadline for enrollment for coverage starting January 1, 2027, is December 31, 2026. "Our mission is to create an organized benefits structure akin to those that large employers furnish to their staff, thus empowering independent agents," Glorioso concluded.

For more details regarding eligibility, plan specifics, and enrollment procedures, interested individuals may visit properx.org.

About Solidarity Health Network

Solidarity Health Network is a renowned full-service third-party administrator located in Cleveland, Ohio. Since its inception, it has specialized in health plan administration, brokerage services, ACA administration, and consulting for Medicare Advantage, catering to a diverse range of clients and beneficiaries. The organization adheres to SOC 1 Type II certification and maintains compliance with HIPAA regulations, ensuring the highest standards of service and privacy for all its participants.