BIPROGY Enhances API Management for Financial Institutions with New ID Integration Strategy

BIPROGY's Innovative API Management Strategy

BIPROGY, a leader in financial technology, is set to revolutionize API management for financial institutions with its enhanced platform, Resonatex. Starting from October 1, 2025, the company will introduce the new White ID Plan and an optional passwordless authentication feature, aimed at optimizing ID integration strategies for banks and other financial services.

What is Resonatex?

The Resonatex platform is a comprehensive API management and ID authentication solution designed primarily for the financial sector. Its core functionality allows secure connections between the banking sector’s essential systems and front-end services provided by fintech companies. By leveraging Resonatex, financial institutions can roll out secure banking applications and services quickly and efficiently, while users benefit from enhanced access to convenient and secure financial solutions.

Historically, Resonatex offered the AduME Plan, which utilized a common ID system issued and managed by BIPROGY for authentication and authorization during API execution. The new White ID Plan changes this paradigm by enabling the use of unique bank-specific IDs, providing greater flexibility and alignment with individual financial institutions' branding and marketing strategies.

Key Features of the New White ID Plan

The White ID Plan allows banks to manage user authentication and authorization through their proprietary IDs within a dedicated single-tenant environment. This high degree of customization not only fosters brand recognition but also supports banks in enhancing customer experience through improved ID management.

Compared to the AduME Plan, which appeals to institutions seeking low-cost, rapid deployment, the White ID Plan aligns more strategically with financial institutions looking to expand their services and grow their businesses. Previously, adopting a bank-specific ID required extensive development of custom API infrastructure, often leading to significant costs. With the White ID Plan, however, financial institutions can leverage Resonatex's shared platform to implement their solutions cost-effectively as a Software as a Service (SaaS).

BIPROGY has already secured the adoption of the White ID Plan with Hyakugo Bank, aiming to unify the bank's various web services and applications under one integrated user ID. This consolidation is expected to simplify user login processes and password management while providing a centralized approach to user information management, ultimately driving collaborative opportunities across the bank's services.

Enhancing Security with Passwordless Authentication

In addition to the White ID Plan, BIPROGY will offer a passwordless authentication option, known as the Passkey Authentication Option. This service aligns with international standards set by the FIDO Alliance and W3C and utilizes advanced techniques to improve usability while enhancing security against phishing attacks. Available for use with both the AduME Plan and the White ID Plan, this option represents a significant step toward improved security measures for financial services, ensuring safer banking experiences for users.

Response to Evolving Challenges

The introduction of these new services is a proactive response to the rapid evolution of customer interactions and increased regulatory demands facing financial institutions today. With the rise of online and non-face-to-face services, there's a growing need for streamlined customer engagement channels that can effectively leverage a unified ID system.

BIPROGY’s enhancements to its API management solutions are not just about technology but also about ensuring that financial institutions remain competitive and secure in an ever-changing landscape. By offering tailored ID management options, BIPROGY is supporting the effort to elevate the overall customer experience in banking.

Future Perspectives

Looking ahead, BIPROGY is committed to providing tailored ID management solutions that will enable financial institutions to scale their operations efficiently. The company envisions future initiatives that could leverage local banks to foster connections among regional businesses and public institutions, potentially creating a social login ID that benefits both consumers and community stakeholders.

In conclusion, BIPROGY's recent developments in API management reflect its dedication to innovation in financial technology, strengthening the foundations for secure and efficient banking services to meet the current and future needs of the industry.

For more information on the Resonatex platform, visit Resonatex Website and learn more about Hyakugo Bank at Hyakugo Bank Website.