#Esquire Bank #NASDAQ ESQ #KBW Honor Roll

Esquire Financial Holdings Achieves KBW Bank Honor Roll for 2025

Esquire Financial Holdings, Inc., the parent company of Esquire Bank, has made a notable mark in the financial industry by being named to the Keefe, Bruyette & Woods (KBW) Bank Honor Roll for two consecutive years. This prestigious recognition underscores Esquire's exceptional performance over a decade, a milestone only shared by a select group of banks across the United States.

In the 2025 KBW Bank Honor Roll, Esquire stands out as one of just 16 banks, constituting a mere five percent of all eligible institutions. Out of the 330 banks evaluated, Esquire was distinguished as one of only two banks that met all eligibility criteria for this accolade, showcasing its superior stability and growth potential.

Performance Metrics that Matter

To qualify for the KBW Bank Honor Roll, a bank must maintain over $500 million in total assets and excel in either delivering top quintile compounded annual earnings per share (EPS) growth over the last decade or demonstrate consistent annual EPS growth during the same timeframe. Esquire successfully met both benchmarks, signaling robust financial health and operational excellence.

KBW's research reveals a stark contrast in the industry, with over 60% of banks experiencing a decline in year-over-year EPS in 2024. In a remarkable turn of events, Esquire reported record-breaking results, boosting its net income by $2.6 million, or 7%, to reach an impressive $43.7 million (equivalent to $5.14 per diluted share) in 2024, up from $41 million ($4.91 per diluted share) in 2023. This accomplishment translates to a notable 33% compound annual EPS growth over the past five years, positioning Esquire as a leader in the market.

Additionally, Esquire's return on average assets and equity were recorded at 2.6% and 20.1% respectively for 2024. These figures significantly surpass the sector averages of 0.9% and 8.8%, demonstrating the firm's effective management and strategic direction.

Leadership and Vision

Andrew C. Sagliocca, Vice Chairman, CEO, and President of Esquire Financial Holdings, articulated pride in the recognition from KBW, highlighting the company's commitment to becoming a disruptive, client-focused, and technology-powered financial institution.