Yamato Credit Finance Launches Croccodile Invoice System to Digitize Billing Processes

Introducing the Croccodile Invoice System

Yamato Credit Finance, a subsidiary of Yamato Holdings, has announced the upcoming launch of its new digital service, the "Croccodile Invoice System," set to begin on November 4, 2025. This innovative solution aims to streamline billing processes and improve operational efficiency for businesses involved in sales transactions.

The Need for Digitization

In an era increasingly defined by digital transformation, many companies are still relying on outdated methods for billing, such as printing and mailing invoices. These paper-based practices can slow down operations and introduce the risk of errors. The Croccodile Invoice System addresses these inefficiencies by digitizing the entire billing cycle, from invoice issuance to payment processing.

Key Features of Croccodile Invoice System

Streamlined Invoice Issuance

The first feature that sets this system apart is its simple invoice issuance process. Business users can upload data to Yamato's business portal and generate electronic invoices compliant with the latest regulatory standards. They have the flexibility to choose how to send these invoices—either by web (electronic) or postal mail (paper)—tailoring the process to fit the needs of their business partners.

Additionally, invoices issued through this system will be securely stored for up to 12 years, complying with electronic bookkeeping regulations. By registering as members of the business portal, partners can also access archived invoices and search through them for ease of reference.

Automated Payment Reconciliation

One of the most noteworthy functionalities of the Croccodile Invoice System is its ability to automate payment reconciliation. Clients using the portal will have the option to open a dedicated payment account as part of the Yamato Credit Finance NEOBANK service. They can designate this account as the payment destination for invoices issued through the Croccodile system.

When payments are made, the Croccodile system automatically matches the incoming payment data with the corresponding invoice data, simplifying the reconciliation process and reducing the manual workload on businesses.

Additional Features of Yamato Credit Finance NEOBANK

The NEOBANK service is specifically designed for customers using Yamato’s business portal. It supports the automated reconciliation feature of the Croccodile system, while also offering competitive advantages like low transaction fees for payments made to other banks and availability for transactions round-the-clock.

Special Launch Campaign

To encourage adoption of the Croccodile Invoice System, Yamato Credit Finance is introducing a limited-time launch campaign. From November 4, 2025, to May 31, 2026, new customers can take advantage of waived initial and monthly fees for certain services. For instance, initial setup for standard services and postal invoicing options will be free of charge, enticing more businesses to digitize their billing processes.

Conclusion

Yamato Credit Finance's Croccodile Invoice System represents a significant leap forward for businesses looking to modernize their billing practices. By minimizing manual input and errors, it promises to improve overall productivity and facilitate smoother transactions in the often-chaotic world of business-to-business sales. Businesses interested in this innovative solution can learn more and apply through the Yamato Credit Finance business portal to kick-start their digital transformation.

For additional details and to sign up, visit the official pages: