#London #United Kingdom #Payments #Checkout.com #Guillaume Pousaz

Checkout.com Achieves New Milestones in 2025

Checkout.com, a leading digital payment platform headquartered in London, has released its annual letter for 2025, highlighting astonishing growth in its payment processing volume, which has surpassed a staggering $300 billion. This represents a remarkable 64% increase from the previous year, showcasing the company's robust market position and the effectiveness of its long-term investment strategies.

Financial Performance

The company's earnings before interest, taxes, depreciation, and amortization (EBITDA) demonstrated a strong comeback, achieving profitability for the second consecutive year. With a year-on-year revenue growth exceeding 30%, Checkout.com has solidified its reputation in a highly competitive landscape. The platform caters to more than 1,000 enterprise merchants, including well-known brands like Uber, eBay, and Spotify, with 63 of these merchants processing over $1 billion each annually.

According to Guillaume Pousaz, CEO and founder, the success of 2025 reflects years of strategic investments in the core payment platform, optimization of operations, and focus on emerging market opportunities.

Investment in the Future

Looking ahead, Checkout.com aims to maintain high levels of performance, stability, and security in payment processing, thereby supporting enterprise merchants in their growth journey. As the company navigates the complexities of the emerging agent commerce era—where AI agents facilitate purchasing—the significance of trust, transaction legitimacy, transparency, and fraud resistance becomes increasingly critical.

To ensure a seamless transition into this new commercial landscape, Checkout.com is enhancing its payment infrastructure with a core focus on interoperability and security. The company is actively integrating features to support protocols such as Google’s Universal Commerce Protocol and frameworks like Visa Intelligent Commerce and Mastercard Agentpay.

Integration of AI and Technology

The integration of AI into the core operations of Checkout.com has proven to be a game-changer. Innovations such as AI-driven policy reviews have reduced due diligence time by 83%, while the categorization of declined transactions has been fully automated. This not only improves operational efficiency but also accelerates technological productivity, with AI-generated code reaching an impressive 2.7 million lines per month.

Organizational Expansion

The workforce at Checkout.com has also seen substantial growth, increasing its employee count by 15% to over 2,000. New offices have been established in San Francisco, Atlanta, and São Paulo, reflecting the company’s commitment to expanding its reach and operational capabilities.

In North America, Checkout.com has achieved a significant milestone by obtaining MALPB licensing approval in Georgia, paving the way for direct acquiring operations in the U.S. Additionally, by the fourth quarter of 2025, the company anticipates reaching an annualized run rate of $5 billion for card issuance, with further expansion planned for 2026 in the U.S. and UAE.

As the company continues to diversify its payment offerings, it has seen a staggering 104% increase in transaction volume from alternative payment methods (APMs) and wallets, adding over 50 new payment options, including Apple Pay and Google Pay, as well as local services like Tabby and Swish.

Conclusion

Guillaume Pousaz emphasizes the company’s long-term vision during this period of growth and recovery. He highlights the importance of continuously refining their high-performance payments and expanding into new purchasing channels. With a commitment to strengthening their infrastructure for interoperability and reliability, Checkout.com is well-positioned to support the evolving needs of its enterprise partners.

For in-depth insights, you can access the full 2025 annual letter on the Checkout.com website.

Checkout.com provides payment services for thousands of companies supporting the digital economy and operates a vast network processing billions of transactions annually in over 145 currencies. Their flexible, scalable technology not only enhances transaction success rates but also reduces processing costs and mitigates fraud, ultimately contributing to their partners' profitability.