FCCI Insurance Group Expands Excess and Surplus Coverage Across All Regions to Better Serve Clients

FCCI Insurance Group Expands Its Excess and Surplus Coverage

FCCI Insurance Group, based in Sarasota, Florida, has announced a significant development in its service offerings. The company has successfully expanded its Excess and Surplus (E&S) coverage through its specialized company, FCCI Specialty Insurance. As of now, agents appointed with FCCI can access these enhanced E&S coverages across all company regions. This strategic expansion includes the acceptance of submissions for crucial areas such as property, inland marine, and crime coverage, all contingent upon being packaged with general liability. This decision marks a commendable step forward, following the positive reception of E&S lines for general and excess liability that was introduced in October 2024.

The rollout of the expanded services aims to equip agents and policyholders with comprehensive options designed for hard-to-place risks. FCCI’s Executive Vice President and Chief Regional Officer, Tracey Pfab, expressed the company's commitment to offering customized solutions tailored to diverse business needs. "When we launched FCCI Specialty, our goal was not only to enhance our existing offerings but also to seize new opportunities presented by innovative products and targeted underwriting," Pfab stated.

As the insurance landscape evolves, FCCI recognizes the necessity for flexible solutions within the Excess and Surplus market. "Our robust E&S offerings were developed to address agents and policyholders with unique challenges in securing coverage. Our primary aim is to ensure that we deliver the exceptional service associated with the FCCI brand to the E&S space, all while maximizing efficiency and the overall ease of securing business," added Kristin Swineford, FCCI's Senior Vice President of Excess and Surplus.

FCCI Insurance Group, established in 1959, specializes in providing commercial property and casualty insurance, as well as a full range of risk control services and surety bonds. The organization operates exclusively through a network of over 3,800 independent agents, spanning 20 states, including the District of Columbia. The company’s product portfolio encompasses various forms of coverage including auto insurance, crime coverage, cyber liability, and workers' compensation.

With over 12,000 policyholders across varied industries like agribusiness, manufacturing, medical services, and hospitality, FCCI boasts substantial financial backing with $3.3 billion in assets and $1.2 billion in direct written premiums. The company has earned an A (Excellent) rating from A.M. Best Company, reflecting its strong financial health and reliability in servicing clients across its extensive network. FCCI's regional offices are strategically positioned in states like Florida, Georgia, Indiana, Mississippi, Texas, and Virginia to foster strong relationships with agents and customers alike.

This expansion of Excess and Surplus coverage exemplifies FCCI's unwavering commitment to meeting the evolving demands of the insurance market and underscores the company's proactive approach to risk management and customer service. With this added capability, FCCI aims to empower its agents to develop tailored insurance solutions that cater to their clients’ unique business requirements. As FCCI moves forward, it is poised to play a critical role in enabling agents to navigate the complexities of the E&S coverage landscape, reinforcing its position as a trusted partner in risk management.